LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,020
−HK$8,028/mo
▼ 0.25% · 3.875%
HK$132,002
−HK$4,046/mo
Today · 4.125%
HK$136,048
baseline
▲ 0.50% · 4.625%
HK$144,326
+HK$8,278/mo
Deposit HK$28.07M · loan HK$28.07M · min. income ≈ HK$272,096/mo (50% DSR)
Upfront cash ≈ HK$30.46M (deposit + AVD stamp duty HK$2,386,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,421
−HK$7,695/mo
▼ 0.25% · 3.875%
HK$146,241
−HK$3,875/mo
Today · 4.125%
HK$150,116
baseline
▲ 0.50% · 4.625%
HK$158,029
+HK$7,913/mo
Deposit HK$28.07M · loan HK$28.07M · min. income ≈ HK$300,232/mo (50% DSR)
Upfront cash ≈ HK$30.46M (deposit + AVD stamp duty HK$2,386,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,624
−HK$9,634/mo
▼ 0.25% · 3.875%
HK$158,403
−HK$4,855/mo
Today · 4.125%
HK$163,258
baseline
▲ 0.50% · 4.625%
HK$173,192
+HK$9,934/mo
Deposit HK$22.46M · loan HK$33.69M · min. income ≈ HK$326,516/mo (50% DSR)
Upfront cash ≈ HK$24.84M (deposit + AVD stamp duty HK$2,386,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,905
−HK$9,234/mo
▼ 0.25% · 3.875%
HK$175,489
−HK$4,650/mo
Today · 4.125%
HK$180,139
baseline
▲ 0.50% · 4.625%
HK$189,634
+HK$9,495/mo
Deposit HK$22.46M · loan HK$33.69M · min. income ≈ HK$360,278/mo (50% DSR)
Upfront cash ≈ HK$24.84M (deposit + AVD stamp duty HK$2,386,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,228
−HK$11,239/mo
▼ 0.25% · 3.875%
HK$184,803
−HK$5,664/mo
Today · 4.125%
HK$190,467
baseline
▲ 0.50% · 4.625%
HK$202,057
+HK$11,590/mo
Deposit HK$16.84M · loan HK$39.30M · min. income ≈ HK$380,934/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$2,386,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,390
−HK$10,772/mo
▼ 0.25% · 3.875%
HK$204,737
−HK$5,425/mo
Today · 4.125%
HK$210,162
baseline
▲ 0.50% · 4.625%
HK$221,240
+HK$11,078/mo
Deposit HK$16.84M · loan HK$39.30M · min. income ≈ HK$420,324/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$2,386,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,436
−HK$14,451/mo
▼ 0.25% · 3.875%
HK$237,604
−HK$7,283/mo
Today · 4.125%
HK$244,887
baseline
▲ 0.50% · 4.625%
HK$259,788
+HK$14,901/mo
Deposit HK$5.61M · loan HK$50.53M · min. income ≈ HK$489,774/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,386,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,358
−HK$13,850/mo
▼ 0.25% · 3.875%
HK$263,234
−HK$6,974/mo
Today · 4.125%
HK$270,208
baseline
▲ 0.50% · 4.625%
HK$284,451
+HK$14,243/mo
Deposit HK$5.61M · loan HK$50.53M · min. income ≈ HK$540,416/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,386,074 · Scale 2, in force from 26 Feb 2026)