LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,802
−HK$803/mo
▼ 0.25% · 3.875%
HK$13,201
−HK$404/mo
Today · 4.125%
HK$13,605
baseline
▲ 0.50% · 4.625%
HK$14,433
+HK$828/mo
Deposit HK$2.81M · loan HK$2.81M · min. income ≈ HK$27,210/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,243
−HK$769/mo
▼ 0.25% · 3.875%
HK$14,625
−HK$387/mo
Today · 4.125%
HK$15,012
baseline
▲ 0.50% · 4.625%
HK$15,803
+HK$791/mo
Deposit HK$2.81M · loan HK$2.81M · min. income ≈ HK$30,024/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,363
−HK$963/mo
▼ 0.25% · 3.875%
HK$15,841
−HK$485/mo
Today · 4.125%
HK$16,326
baseline
▲ 0.50% · 4.625%
HK$17,320
+HK$994/mo
Deposit HK$2.25M · loan HK$3.37M · min. income ≈ HK$32,652/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,091
−HK$924/mo
▼ 0.25% · 3.875%
HK$17,550
−HK$465/mo
Today · 4.125%
HK$18,015
baseline
▲ 0.50% · 4.625%
HK$18,964
+HK$949/mo
Deposit HK$2.25M · loan HK$3.37M · min. income ≈ HK$36,030/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,923
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$18,481
−HK$566/mo
Today · 4.125%
HK$19,047
baseline
▲ 0.50% · 4.625%
HK$20,206
+HK$1,159/mo
Deposit HK$1.68M · loan HK$3.93M · min. income ≈ HK$38,094/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,940
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$20,474
−HK$543/mo
Today · 4.125%
HK$21,017
baseline
▲ 0.50% · 4.625%
HK$22,125
+HK$1,108/mo
Deposit HK$1.68M · loan HK$3.93M · min. income ≈ HK$42,034/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,044
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,761
−HK$729/mo
Today · 4.125%
HK$24,490
baseline
▲ 0.50% · 4.625%
HK$25,980
+HK$1,490/mo
Deposit HK$561K · loan HK$5.05M · min. income ≈ HK$48,980/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$126,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,637
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,324
−HK$698/mo
Today · 4.125%
HK$27,022
baseline
▲ 0.50% · 4.625%
HK$28,446
+HK$1,424/mo
Deposit HK$561K · loan HK$5.05M · min. income ≈ HK$54,044/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$126,326 · Scale 2, in force from 26 Feb 2026)