LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,803
−HK$803/mo
▼ 0.25% · 3.875%
HK$13,201
−HK$405/mo
Today · 4.125%
HK$13,606
baseline
▲ 0.50% · 4.625%
HK$14,434
+HK$828/mo
Deposit HK$2.81M · loan HK$2.81M · min. income ≈ HK$27,212/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,243
−HK$770/mo
▼ 0.25% · 3.875%
HK$14,625
−HK$388/mo
Today · 4.125%
HK$15,013
baseline
▲ 0.50% · 4.625%
HK$15,804
+HK$791/mo
Deposit HK$2.81M · loan HK$2.81M · min. income ≈ HK$30,026/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,363
−HK$964/mo
▼ 0.25% · 3.875%
HK$15,841
−HK$486/mo
Today · 4.125%
HK$16,327
baseline
▲ 0.50% · 4.625%
HK$17,320
+HK$993/mo
Deposit HK$2.25M · loan HK$3.37M · min. income ≈ HK$32,654/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,092
−HK$923/mo
▼ 0.25% · 3.875%
HK$17,550
−HK$465/mo
Today · 4.125%
HK$18,015
baseline
▲ 0.50% · 4.625%
HK$18,965
+HK$950/mo
Deposit HK$2.25M · loan HK$3.37M · min. income ≈ HK$36,030/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,924
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$18,482
−HK$566/mo
Today · 4.125%
HK$19,048
baseline
▲ 0.50% · 4.625%
HK$20,207
+HK$1,159/mo
Deposit HK$1.68M · loan HK$3.93M · min. income ≈ HK$38,096/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,940
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$20,475
−HK$543/mo
Today · 4.125%
HK$21,018
baseline
▲ 0.50% · 4.625%
HK$22,125
+HK$1,107/mo
Deposit HK$1.68M · loan HK$3.93M · min. income ≈ HK$42,036/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,045
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,762
−HK$728/mo
Today · 4.125%
HK$24,490
baseline
▲ 0.50% · 4.625%
HK$25,980
+HK$1,490/mo
Deposit HK$561K · loan HK$5.05M · min. income ≈ HK$48,980/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$126,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,637
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,325
−HK$698/mo
Today · 4.125%
HK$27,023
baseline
▲ 0.50% · 4.625%
HK$28,447
+HK$1,424/mo
Deposit HK$561K · loan HK$5.05M · min. income ≈ HK$54,046/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$126,330 · Scale 2, in force from 26 Feb 2026)