LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,033
−HK$8,028/mo
▼ 0.25% · 3.875%
HK$132,015
−HK$4,046/mo
Today · 4.125%
HK$136,061
baseline
▲ 0.50% · 4.625%
HK$144,340
+HK$8,279/mo
Deposit HK$28.07M · loan HK$28.07M · min. income ≈ HK$272,122/mo (50% DSR)
Upfront cash ≈ HK$30.46M (deposit + AVD stamp duty HK$2,386,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,435
−HK$7,695/mo
▼ 0.25% · 3.875%
HK$146,255
−HK$3,875/mo
Today · 4.125%
HK$150,130
baseline
▲ 0.50% · 4.625%
HK$158,044
+HK$7,914/mo
Deposit HK$28.07M · loan HK$28.07M · min. income ≈ HK$300,260/mo (50% DSR)
Upfront cash ≈ HK$30.46M (deposit + AVD stamp duty HK$2,386,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,639
−HK$9,635/mo
▼ 0.25% · 3.875%
HK$158,418
−HK$4,856/mo
Today · 4.125%
HK$163,274
baseline
▲ 0.50% · 4.625%
HK$173,209
+HK$9,935/mo
Deposit HK$22.46M · loan HK$33.69M · min. income ≈ HK$326,548/mo (50% DSR)
Upfront cash ≈ HK$24.85M (deposit + AVD stamp duty HK$2,386,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,922
−HK$9,234/mo
▼ 0.25% · 3.875%
HK$175,506
−HK$4,650/mo
Today · 4.125%
HK$180,156
baseline
▲ 0.50% · 4.625%
HK$189,653
+HK$9,497/mo
Deposit HK$22.46M · loan HK$33.69M · min. income ≈ HK$360,312/mo (50% DSR)
Upfront cash ≈ HK$24.85M (deposit + AVD stamp duty HK$2,386,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,246
−HK$11,240/mo
▼ 0.25% · 3.875%
HK$184,821
−HK$5,665/mo
Today · 4.125%
HK$190,486
baseline
▲ 0.50% · 4.625%
HK$202,077
+HK$11,591/mo
Deposit HK$16.84M · loan HK$39.30M · min. income ≈ HK$380,972/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$2,386,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,409
−HK$10,774/mo
▼ 0.25% · 3.875%
HK$204,757
−HK$5,426/mo
Today · 4.125%
HK$210,183
baseline
▲ 0.50% · 4.625%
HK$221,262
+HK$11,079/mo
Deposit HK$16.84M · loan HK$39.30M · min. income ≈ HK$420,366/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$2,386,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,459
−HK$14,452/mo
▼ 0.25% · 3.875%
HK$237,627
−HK$7,284/mo
Today · 4.125%
HK$244,911
baseline
▲ 0.50% · 4.625%
HK$259,813
+HK$14,902/mo
Deposit HK$5.61M · loan HK$50.53M · min. income ≈ HK$489,822/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,386,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,383
−HK$13,852/mo
▼ 0.25% · 3.875%
HK$263,259
−HK$6,976/mo
Today · 4.125%
HK$270,235
baseline
▲ 0.50% · 4.625%
HK$284,479
+HK$14,244/mo
Deposit HK$5.61M · loan HK$50.53M · min. income ≈ HK$540,470/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,386,306 · Scale 2, in force from 26 Feb 2026)