LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,035
−HK$8,029/mo
▼ 0.25% · 3.875%
HK$132,017
−HK$4,047/mo
Today · 4.125%
HK$136,064
baseline
▲ 0.50% · 4.625%
HK$144,343
+HK$8,279/mo
Deposit HK$28.07M · loan HK$28.07M · min. income ≈ HK$272,128/mo (50% DSR)
Upfront cash ≈ HK$30.46M (deposit + AVD stamp duty HK$2,386,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,437
−HK$7,696/mo
▼ 0.25% · 3.875%
HK$146,257
−HK$3,876/mo
Today · 4.125%
HK$150,133
baseline
▲ 0.50% · 4.625%
HK$158,046
+HK$7,913/mo
Deposit HK$28.07M · loan HK$28.07M · min. income ≈ HK$300,266/mo (50% DSR)
Upfront cash ≈ HK$30.46M (deposit + AVD stamp duty HK$2,386,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,642
−HK$9,634/mo
▼ 0.25% · 3.875%
HK$158,421
−HK$4,855/mo
Today · 4.125%
HK$163,276
baseline
▲ 0.50% · 4.625%
HK$173,211
+HK$9,935/mo
Deposit HK$22.46M · loan HK$33.69M · min. income ≈ HK$326,552/mo (50% DSR)
Upfront cash ≈ HK$24.85M (deposit + AVD stamp duty HK$2,386,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,925
−HK$9,234/mo
▼ 0.25% · 3.875%
HK$175,509
−HK$4,650/mo
Today · 4.125%
HK$180,159
baseline
▲ 0.50% · 4.625%
HK$189,656
+HK$9,497/mo
Deposit HK$22.46M · loan HK$33.69M · min. income ≈ HK$360,318/mo (50% DSR)
Upfront cash ≈ HK$24.85M (deposit + AVD stamp duty HK$2,386,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,249
−HK$11,240/mo
▼ 0.25% · 3.875%
HK$184,824
−HK$5,665/mo
Today · 4.125%
HK$190,489
baseline
▲ 0.50% · 4.625%
HK$202,080
+HK$11,591/mo
Deposit HK$16.84M · loan HK$39.30M · min. income ≈ HK$380,978/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$2,386,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,412
−HK$10,774/mo
▼ 0.25% · 3.875%
HK$204,760
−HK$5,426/mo
Today · 4.125%
HK$210,186
baseline
▲ 0.50% · 4.625%
HK$221,265
+HK$11,079/mo
Deposit HK$16.84M · loan HK$39.30M · min. income ≈ HK$420,372/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$2,386,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,462
−HK$14,452/mo
▼ 0.25% · 3.875%
HK$237,631
−HK$7,283/mo
Today · 4.125%
HK$244,914
baseline
▲ 0.50% · 4.625%
HK$259,817
+HK$14,903/mo
Deposit HK$5.61M · loan HK$50.53M · min. income ≈ HK$489,828/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,386,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,387
−HK$13,852/mo
▼ 0.25% · 3.875%
HK$263,263
−HK$6,976/mo
Today · 4.125%
HK$270,239
baseline
▲ 0.50% · 4.625%
HK$284,484
+HK$14,245/mo
Deposit HK$5.61M · loan HK$50.53M · min. income ≈ HK$540,478/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,386,344 · Scale 2, in force from 26 Feb 2026)