LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,045
−HK$8,030/mo
▼ 0.25% · 3.875%
HK$132,028
−HK$4,047/mo
Today · 4.125%
HK$136,075
baseline
▲ 0.50% · 4.625%
HK$144,354
+HK$8,279/mo
Deposit HK$28.08M · loan HK$28.08M · min. income ≈ HK$272,150/mo (50% DSR)
Upfront cash ≈ HK$30.46M (deposit + AVD stamp duty HK$2,386,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,449
−HK$7,696/mo
▼ 0.25% · 3.875%
HK$146,269
−HK$3,876/mo
Today · 4.125%
HK$150,145
baseline
▲ 0.50% · 4.625%
HK$158,059
+HK$7,914/mo
Deposit HK$28.08M · loan HK$28.08M · min. income ≈ HK$300,290/mo (50% DSR)
Upfront cash ≈ HK$30.46M (deposit + AVD stamp duty HK$2,386,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,654
−HK$9,636/mo
▼ 0.25% · 3.875%
HK$158,434
−HK$4,856/mo
Today · 4.125%
HK$163,290
baseline
▲ 0.50% · 4.625%
HK$173,225
+HK$9,935/mo
Deposit HK$22.46M · loan HK$33.69M · min. income ≈ HK$326,580/mo (50% DSR)
Upfront cash ≈ HK$24.85M (deposit + AVD stamp duty HK$2,386,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,939
−HK$9,235/mo
▼ 0.25% · 3.875%
HK$175,523
−HK$4,651/mo
Today · 4.125%
HK$180,174
baseline
▲ 0.50% · 4.625%
HK$189,671
+HK$9,497/mo
Deposit HK$22.46M · loan HK$33.69M · min. income ≈ HK$360,348/mo (50% DSR)
Upfront cash ≈ HK$24.85M (deposit + AVD stamp duty HK$2,386,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,263
−HK$11,242/mo
▼ 0.25% · 3.875%
HK$184,839
−HK$5,666/mo
Today · 4.125%
HK$190,505
baseline
▲ 0.50% · 4.625%
HK$202,096
+HK$11,591/mo
Deposit HK$16.85M · loan HK$39.31M · min. income ≈ HK$381,010/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$2,386,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,428
−HK$10,775/mo
▼ 0.25% · 3.875%
HK$204,777
−HK$5,426/mo
Today · 4.125%
HK$210,203
baseline
▲ 0.50% · 4.625%
HK$221,283
+HK$11,080/mo
Deposit HK$16.85M · loan HK$39.31M · min. income ≈ HK$420,406/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$2,386,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,481
−HK$14,453/mo
▼ 0.25% · 3.875%
HK$237,650
−HK$7,284/mo
Today · 4.125%
HK$244,934
baseline
▲ 0.50% · 4.625%
HK$259,838
+HK$14,904/mo
Deposit HK$5.62M · loan HK$50.54M · min. income ≈ HK$489,868/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,386,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,408
−HK$13,853/mo
▼ 0.25% · 3.875%
HK$263,285
−HK$6,976/mo
Today · 4.125%
HK$270,261
baseline
▲ 0.50% · 4.625%
HK$284,507
+HK$14,246/mo
Deposit HK$5.62M · loan HK$50.54M · min. income ≈ HK$540,522/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,386,537 · Scale 2, in force from 26 Feb 2026)