LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,049
−HK$8,030/mo
▼ 0.25% · 3.875%
HK$132,032
−HK$4,047/mo
Today · 4.125%
HK$136,079
baseline
▲ 0.50% · 4.625%
HK$144,359
+HK$8,280/mo
Deposit HK$28.08M · loan HK$28.08M · min. income ≈ HK$272,158/mo (50% DSR)
Upfront cash ≈ HK$30.46M (deposit + AVD stamp duty HK$2,386,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,454
−HK$7,696/mo
▼ 0.25% · 3.875%
HK$146,274
−HK$3,876/mo
Today · 4.125%
HK$150,150
baseline
▲ 0.50% · 4.625%
HK$158,065
+HK$7,915/mo
Deposit HK$28.08M · loan HK$28.08M · min. income ≈ HK$300,300/mo (50% DSR)
Upfront cash ≈ HK$30.46M (deposit + AVD stamp duty HK$2,386,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,659
−HK$9,636/mo
▼ 0.25% · 3.875%
HK$158,439
−HK$4,856/mo
Today · 4.125%
HK$163,295
baseline
▲ 0.50% · 4.625%
HK$173,231
+HK$9,936/mo
Deposit HK$22.46M · loan HK$33.69M · min. income ≈ HK$326,590/mo (50% DSR)
Upfront cash ≈ HK$24.85M (deposit + AVD stamp duty HK$2,386,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,944
−HK$9,236/mo
▼ 0.25% · 3.875%
HK$175,529
−HK$4,651/mo
Today · 4.125%
HK$180,180
baseline
▲ 0.50% · 4.625%
HK$189,677
+HK$9,497/mo
Deposit HK$22.46M · loan HK$33.69M · min. income ≈ HK$360,360/mo (50% DSR)
Upfront cash ≈ HK$24.85M (deposit + AVD stamp duty HK$2,386,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,269
−HK$11,242/mo
▼ 0.25% · 3.875%
HK$184,845
−HK$5,666/mo
Today · 4.125%
HK$190,511
baseline
▲ 0.50% · 4.625%
HK$202,103
+HK$11,592/mo
Deposit HK$16.85M · loan HK$39.31M · min. income ≈ HK$381,022/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$2,386,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,435
−HK$10,775/mo
▼ 0.25% · 3.875%
HK$204,784
−HK$5,426/mo
Today · 4.125%
HK$210,210
baseline
▲ 0.50% · 4.625%
HK$221,290
+HK$11,080/mo
Deposit HK$16.85M · loan HK$39.31M · min. income ≈ HK$420,420/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$2,386,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,489
−HK$14,454/mo
▼ 0.25% · 3.875%
HK$237,658
−HK$7,285/mo
Today · 4.125%
HK$244,943
baseline
▲ 0.50% · 4.625%
HK$259,847
+HK$14,904/mo
Deposit HK$5.62M · loan HK$50.54M · min. income ≈ HK$489,886/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,386,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,416
−HK$13,854/mo
▼ 0.25% · 3.875%
HK$263,293
−HK$6,977/mo
Today · 4.125%
HK$270,270
baseline
▲ 0.50% · 4.625%
HK$284,516
+HK$14,246/mo
Deposit HK$5.62M · loan HK$50.54M · min. income ≈ HK$540,540/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,386,617 · Scale 2, in force from 26 Feb 2026)