LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,805
−HK$803/mo
▼ 0.25% · 3.875%
HK$13,204
−HK$404/mo
Today · 4.125%
HK$13,608
baseline
▲ 0.50% · 4.625%
HK$14,436
+HK$828/mo
Deposit HK$2.81M · loan HK$2.81M · min. income ≈ HK$27,216/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,246
−HK$769/mo
▼ 0.25% · 3.875%
HK$14,628
−HK$387/mo
Today · 4.125%
HK$15,015
baseline
▲ 0.50% · 4.625%
HK$15,807
+HK$792/mo
Deposit HK$2.81M · loan HK$2.81M · min. income ≈ HK$30,030/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,366
−HK$964/mo
▼ 0.25% · 3.875%
HK$15,844
−HK$486/mo
Today · 4.125%
HK$16,330
baseline
▲ 0.50% · 4.625%
HK$17,324
+HK$994/mo
Deposit HK$2.25M · loan HK$3.37M · min. income ≈ HK$32,660/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,095
−HK$923/mo
▼ 0.25% · 3.875%
HK$17,553
−HK$465/mo
Today · 4.125%
HK$18,018
baseline
▲ 0.50% · 4.625%
HK$18,968
+HK$950/mo
Deposit HK$2.25M · loan HK$3.37M · min. income ≈ HK$36,036/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,927
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$18,485
−HK$567/mo
Today · 4.125%
HK$19,052
baseline
▲ 0.50% · 4.625%
HK$20,211
+HK$1,159/mo
Deposit HK$1.68M · loan HK$3.93M · min. income ≈ HK$38,104/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,944
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$20,479
−HK$543/mo
Today · 4.125%
HK$21,022
baseline
▲ 0.50% · 4.625%
HK$22,130
+HK$1,108/mo
Deposit HK$1.68M · loan HK$3.93M · min. income ≈ HK$42,044/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,049
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,766
−HK$729/mo
Today · 4.125%
HK$24,495
baseline
▲ 0.50% · 4.625%
HK$25,985
+HK$1,490/mo
Deposit HK$562K · loan HK$5.05M · min. income ≈ HK$48,990/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$126,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,642
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,330
−HK$698/mo
Today · 4.125%
HK$27,028
baseline
▲ 0.50% · 4.625%
HK$28,452
+HK$1,424/mo
Deposit HK$562K · loan HK$5.05M · min. income ≈ HK$54,056/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$126,354 · Scale 2, in force from 26 Feb 2026)