LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,069
−HK$8,031/mo
▼ 0.25% · 3.875%
HK$132,053
−HK$4,047/mo
Today · 4.125%
HK$136,100
baseline
▲ 0.50% · 4.625%
HK$144,382
+HK$8,282/mo
Deposit HK$28.08M · loan HK$28.08M · min. income ≈ HK$272,200/mo (50% DSR)
Upfront cash ≈ HK$30.47M (deposit + AVD stamp duty HK$2,386,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,476
−HK$7,697/mo
▼ 0.25% · 3.875%
HK$146,297
−HK$3,876/mo
Today · 4.125%
HK$150,173
baseline
▲ 0.50% · 4.625%
HK$158,089
+HK$7,916/mo
Deposit HK$28.08M · loan HK$28.08M · min. income ≈ HK$300,346/mo (50% DSR)
Upfront cash ≈ HK$30.47M (deposit + AVD stamp duty HK$2,386,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,683
−HK$9,637/mo
▼ 0.25% · 3.875%
HK$158,463
−HK$4,857/mo
Today · 4.125%
HK$163,320
baseline
▲ 0.50% · 4.625%
HK$173,258
+HK$9,938/mo
Deposit HK$22.47M · loan HK$33.70M · min. income ≈ HK$326,640/mo (50% DSR)
Upfront cash ≈ HK$24.85M (deposit + AVD stamp duty HK$2,386,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,971
−HK$9,237/mo
▼ 0.25% · 3.875%
HK$175,556
−HK$4,652/mo
Today · 4.125%
HK$180,208
baseline
▲ 0.50% · 4.625%
HK$189,707
+HK$9,499/mo
Deposit HK$22.47M · loan HK$33.70M · min. income ≈ HK$360,416/mo (50% DSR)
Upfront cash ≈ HK$24.85M (deposit + AVD stamp duty HK$2,386,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,297
−HK$11,243/mo
▼ 0.25% · 3.875%
HK$184,874
−HK$5,666/mo
Today · 4.125%
HK$190,540
baseline
▲ 0.50% · 4.625%
HK$202,134
+HK$11,594/mo
Deposit HK$16.85M · loan HK$39.32M · min. income ≈ HK$381,080/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$2,386,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,466
−HK$10,777/mo
▼ 0.25% · 3.875%
HK$204,816
−HK$5,427/mo
Today · 4.125%
HK$210,243
baseline
▲ 0.50% · 4.625%
HK$221,325
+HK$11,082/mo
Deposit HK$16.85M · loan HK$39.32M · min. income ≈ HK$420,486/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$2,386,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,525
−HK$14,456/mo
▼ 0.25% · 3.875%
HK$237,695
−HK$7,286/mo
Today · 4.125%
HK$244,981
baseline
▲ 0.50% · 4.625%
HK$259,887
+HK$14,906/mo
Deposit HK$5.62M · loan HK$50.55M · min. income ≈ HK$489,962/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,386,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,456
−HK$13,856/mo
▼ 0.25% · 3.875%
HK$263,334
−HK$6,978/mo
Today · 4.125%
HK$270,312
baseline
▲ 0.50% · 4.625%
HK$284,560
+HK$14,248/mo
Deposit HK$5.62M · loan HK$50.55M · min. income ≈ HK$540,624/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,386,987 · Scale 2, in force from 26 Feb 2026)