LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,809
−HK$803/mo
▼ 0.25% · 3.875%
HK$13,207
−HK$405/mo
Today · 4.125%
HK$13,612
baseline
▲ 0.50% · 4.625%
HK$14,440
+HK$828/mo
Deposit HK$2.81M · loan HK$2.81M · min. income ≈ HK$27,224/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$126,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,250
−HK$770/mo
▼ 0.25% · 3.875%
HK$14,632
−HK$388/mo
Today · 4.125%
HK$15,020
baseline
▲ 0.50% · 4.625%
HK$15,811
+HK$791/mo
Deposit HK$2.81M · loan HK$2.81M · min. income ≈ HK$30,040/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$126,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,371
−HK$963/mo
▼ 0.25% · 3.875%
HK$15,849
−HK$485/mo
Today · 4.125%
HK$16,334
baseline
▲ 0.50% · 4.625%
HK$17,328
+HK$994/mo
Deposit HK$2.25M · loan HK$3.37M · min. income ≈ HK$32,668/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,100
−HK$923/mo
▼ 0.25% · 3.875%
HK$17,558
−HK$465/mo
Today · 4.125%
HK$18,023
baseline
▲ 0.50% · 4.625%
HK$18,974
+HK$951/mo
Deposit HK$2.25M · loan HK$3.37M · min. income ≈ HK$36,046/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,932
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$18,490
−HK$567/mo
Today · 4.125%
HK$19,057
baseline
▲ 0.50% · 4.625%
HK$20,216
+HK$1,159/mo
Deposit HK$1.69M · loan HK$3.93M · min. income ≈ HK$38,114/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,950
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$20,485
−HK$542/mo
Today · 4.125%
HK$21,027
baseline
▲ 0.50% · 4.625%
HK$22,136
+HK$1,109/mo
Deposit HK$1.69M · loan HK$3.93M · min. income ≈ HK$42,054/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,056
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,773
−HK$729/mo
Today · 4.125%
HK$24,502
baseline
▲ 0.50% · 4.625%
HK$25,993
+HK$1,491/mo
Deposit HK$562K · loan HK$5.06M · min. income ≈ HK$49,004/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$126,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,649
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,337
−HK$698/mo
Today · 4.125%
HK$27,035
baseline
▲ 0.50% · 4.625%
HK$28,460
+HK$1,425/mo
Deposit HK$562K · loan HK$5.06M · min. income ≈ HK$54,070/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$126,389 · Scale 2, in force from 26 Feb 2026)