LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,095
−HK$8,032/mo
▼ 0.25% · 3.875%
HK$132,079
−HK$4,048/mo
Today · 4.125%
HK$136,127
baseline
▲ 0.50% · 4.625%
HK$144,410
+HK$8,283/mo
Deposit HK$28.09M · loan HK$28.09M · min. income ≈ HK$272,254/mo (50% DSR)
Upfront cash ≈ HK$30.48M (deposit + AVD stamp duty HK$2,387,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,504
−HK$7,699/mo
▼ 0.25% · 3.875%
HK$146,326
−HK$3,877/mo
Today · 4.125%
HK$150,203
baseline
▲ 0.50% · 4.625%
HK$158,121
+HK$7,918/mo
Deposit HK$28.09M · loan HK$28.09M · min. income ≈ HK$300,406/mo (50% DSR)
Upfront cash ≈ HK$30.48M (deposit + AVD stamp duty HK$2,387,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,714
−HK$9,639/mo
▼ 0.25% · 3.875%
HK$158,495
−HK$4,858/mo
Today · 4.125%
HK$163,353
baseline
▲ 0.50% · 4.625%
HK$173,293
+HK$9,940/mo
Deposit HK$22.47M · loan HK$33.71M · min. income ≈ HK$326,706/mo (50% DSR)
Upfront cash ≈ HK$24.86M (deposit + AVD stamp duty HK$2,387,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,005
−HK$9,239/mo
▼ 0.25% · 3.875%
HK$175,591
−HK$4,653/mo
Today · 4.125%
HK$180,244
baseline
▲ 0.50% · 4.625%
HK$189,745
+HK$9,501/mo
Deposit HK$22.47M · loan HK$33.71M · min. income ≈ HK$360,488/mo (50% DSR)
Upfront cash ≈ HK$24.86M (deposit + AVD stamp duty HK$2,387,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,333
−HK$11,245/mo
▼ 0.25% · 3.875%
HK$184,911
−HK$5,667/mo
Today · 4.125%
HK$190,578
baseline
▲ 0.50% · 4.625%
HK$202,175
+HK$11,597/mo
Deposit HK$16.85M · loan HK$39.32M · min. income ≈ HK$381,156/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$2,387,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,506
−HK$10,779/mo
▼ 0.25% · 3.875%
HK$204,856
−HK$5,429/mo
Today · 4.125%
HK$210,285
baseline
▲ 0.50% · 4.625%
HK$221,369
+HK$11,084/mo
Deposit HK$16.85M · loan HK$39.32M · min. income ≈ HK$420,570/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$2,387,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,571
−HK$14,458/mo
▼ 0.25% · 3.875%
HK$237,743
−HK$7,286/mo
Today · 4.125%
HK$245,029
baseline
▲ 0.50% · 4.625%
HK$259,939
+HK$14,910/mo
Deposit HK$5.62M · loan HK$50.56M · min. income ≈ HK$490,058/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,387,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,508
−HK$13,858/mo
▼ 0.25% · 3.875%
HK$263,387
−HK$6,979/mo
Today · 4.125%
HK$270,366
baseline
▲ 0.50% · 4.625%
HK$284,617
+HK$14,251/mo
Deposit HK$5.62M · loan HK$50.56M · min. income ≈ HK$540,732/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,387,464 · Scale 2, in force from 26 Feb 2026)