LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,103
−HK$8,033/mo
▼ 0.25% · 3.875%
HK$132,088
−HK$4,048/mo
Today · 4.125%
HK$136,136
baseline
▲ 0.50% · 4.625%
HK$144,420
+HK$8,284/mo
Deposit HK$28.09M · loan HK$28.09M · min. income ≈ HK$272,272/mo (50% DSR)
Upfront cash ≈ HK$30.48M (deposit + AVD stamp duty HK$2,387,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,513
−HK$7,700/mo
▼ 0.25% · 3.875%
HK$146,336
−HK$3,877/mo
Today · 4.125%
HK$150,213
baseline
▲ 0.50% · 4.625%
HK$158,131
+HK$7,918/mo
Deposit HK$28.09M · loan HK$28.09M · min. income ≈ HK$300,426/mo (50% DSR)
Upfront cash ≈ HK$30.48M (deposit + AVD stamp duty HK$2,387,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,724
−HK$9,640/mo
▼ 0.25% · 3.875%
HK$158,505
−HK$4,859/mo
Today · 4.125%
HK$163,364
baseline
▲ 0.50% · 4.625%
HK$173,304
+HK$9,940/mo
Deposit HK$22.47M · loan HK$33.71M · min. income ≈ HK$326,728/mo (50% DSR)
Upfront cash ≈ HK$24.86M (deposit + AVD stamp duty HK$2,387,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,016
−HK$9,240/mo
▼ 0.25% · 3.875%
HK$175,603
−HK$4,653/mo
Today · 4.125%
HK$180,256
baseline
▲ 0.50% · 4.625%
HK$189,757
+HK$9,501/mo
Deposit HK$22.47M · loan HK$33.71M · min. income ≈ HK$360,512/mo (50% DSR)
Upfront cash ≈ HK$24.86M (deposit + AVD stamp duty HK$2,387,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,344
−HK$11,247/mo
▼ 0.25% · 3.875%
HK$184,923
−HK$5,668/mo
Today · 4.125%
HK$190,591
baseline
▲ 0.50% · 4.625%
HK$202,188
+HK$11,597/mo
Deposit HK$16.85M · loan HK$39.33M · min. income ≈ HK$381,182/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$2,387,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,519
−HK$10,779/mo
▼ 0.25% · 3.875%
HK$204,870
−HK$5,428/mo
Today · 4.125%
HK$210,298
baseline
▲ 0.50% · 4.625%
HK$221,383
+HK$11,085/mo
Deposit HK$16.85M · loan HK$39.33M · min. income ≈ HK$420,596/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$2,387,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,586
−HK$14,459/mo
▼ 0.25% · 3.875%
HK$237,758
−HK$7,287/mo
Today · 4.125%
HK$245,045
baseline
▲ 0.50% · 4.625%
HK$259,956
+HK$14,911/mo
Deposit HK$5.62M · loan HK$50.56M · min. income ≈ HK$490,090/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,387,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,524
−HK$13,859/mo
▼ 0.25% · 3.875%
HK$263,404
−HK$6,979/mo
Today · 4.125%
HK$270,383
baseline
▲ 0.50% · 4.625%
HK$284,636
+HK$14,253/mo
Deposit HK$5.62M · loan HK$50.56M · min. income ≈ HK$540,766/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,387,619 · Scale 2, in force from 26 Feb 2026)