LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,124
−HK$8,035/mo
▼ 0.25% · 3.875%
HK$132,110
−HK$4,049/mo
Today · 4.125%
HK$136,159
baseline
▲ 0.50% · 4.625%
HK$144,444
+HK$8,285/mo
Deposit HK$28.09M · loan HK$28.09M · min. income ≈ HK$272,318/mo (50% DSR)
Upfront cash ≈ HK$30.48M (deposit + AVD stamp duty HK$2,388,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,537
−HK$7,701/mo
▼ 0.25% · 3.875%
HK$146,360
−HK$3,878/mo
Today · 4.125%
HK$150,238
baseline
▲ 0.50% · 4.625%
HK$158,157
+HK$7,919/mo
Deposit HK$28.09M · loan HK$28.09M · min. income ≈ HK$300,476/mo (50% DSR)
Upfront cash ≈ HK$30.48M (deposit + AVD stamp duty HK$2,388,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,749
−HK$9,642/mo
▼ 0.25% · 3.875%
HK$158,532
−HK$4,859/mo
Today · 4.125%
HK$163,391
baseline
▲ 0.50% · 4.625%
HK$173,332
+HK$9,941/mo
Deposit HK$22.48M · loan HK$33.71M · min. income ≈ HK$326,782/mo (50% DSR)
Upfront cash ≈ HK$24.86M (deposit + AVD stamp duty HK$2,388,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,044
−HK$9,241/mo
▼ 0.25% · 3.875%
HK$175,632
−HK$4,653/mo
Today · 4.125%
HK$180,285
baseline
▲ 0.50% · 4.625%
HK$189,788
+HK$9,503/mo
Deposit HK$22.48M · loan HK$33.71M · min. income ≈ HK$360,570/mo (50% DSR)
Upfront cash ≈ HK$24.86M (deposit + AVD stamp duty HK$2,388,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,374
−HK$11,248/mo
▼ 0.25% · 3.875%
HK$184,954
−HK$5,668/mo
Today · 4.125%
HK$190,622
baseline
▲ 0.50% · 4.625%
HK$202,221
+HK$11,599/mo
Deposit HK$16.86M · loan HK$39.33M · min. income ≈ HK$381,244/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$2,388,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,552
−HK$10,781/mo
▼ 0.25% · 3.875%
HK$204,904
−HK$5,429/mo
Today · 4.125%
HK$210,333
baseline
▲ 0.50% · 4.625%
HK$221,420
+HK$11,087/mo
Deposit HK$16.86M · loan HK$39.33M · min. income ≈ HK$420,666/mo (50% DSR)
Upfront cash ≈ HK$19.24M (deposit + AVD stamp duty HK$2,388,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,624
−HK$14,462/mo
▼ 0.25% · 3.875%
HK$237,797
−HK$7,289/mo
Today · 4.125%
HK$245,086
baseline
▲ 0.50% · 4.625%
HK$259,999
+HK$14,913/mo
Deposit HK$5.62M · loan HK$50.57M · min. income ≈ HK$490,172/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,388,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,567
−HK$13,861/mo
▼ 0.25% · 3.875%
HK$263,448
−HK$6,980/mo
Today · 4.125%
HK$270,428
baseline
▲ 0.50% · 4.625%
HK$284,683
+HK$14,255/mo
Deposit HK$5.62M · loan HK$50.57M · min. income ≈ HK$540,856/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,388,013 · Scale 2, in force from 26 Feb 2026)