LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,139
−HK$8,035/mo
▼ 0.25% · 3.875%
HK$132,124
−HK$4,050/mo
Today · 4.125%
HK$136,174
baseline
▲ 0.50% · 4.625%
HK$144,460
+HK$8,286/mo
Deposit HK$28.10M · loan HK$28.10M · min. income ≈ HK$272,348/mo (50% DSR)
Upfront cash ≈ HK$30.49M (deposit + AVD stamp duty HK$2,388,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,553
−HK$7,702/mo
▼ 0.25% · 3.875%
HK$146,376
−HK$3,879/mo
Today · 4.125%
HK$150,255
baseline
▲ 0.50% · 4.625%
HK$158,175
+HK$7,920/mo
Deposit HK$28.10M · loan HK$28.10M · min. income ≈ HK$300,510/mo (50% DSR)
Upfront cash ≈ HK$30.49M (deposit + AVD stamp duty HK$2,388,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,766
−HK$9,643/mo
▼ 0.25% · 3.875%
HK$158,549
−HK$4,860/mo
Today · 4.125%
HK$163,409
baseline
▲ 0.50% · 4.625%
HK$173,352
+HK$9,943/mo
Deposit HK$22.48M · loan HK$33.72M · min. income ≈ HK$326,818/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$2,388,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,063
−HK$9,242/mo
▼ 0.25% · 3.875%
HK$175,651
−HK$4,654/mo
Today · 4.125%
HK$180,305
baseline
▲ 0.50% · 4.625%
HK$189,810
+HK$9,505/mo
Deposit HK$22.48M · loan HK$33.72M · min. income ≈ HK$360,610/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$2,388,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,394
−HK$11,250/mo
▼ 0.25% · 3.875%
HK$184,974
−HK$5,670/mo
Today · 4.125%
HK$190,644
baseline
▲ 0.50% · 4.625%
HK$202,244
+HK$11,600/mo
Deposit HK$16.86M · loan HK$39.34M · min. income ≈ HK$381,288/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$2,388,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,574
−HK$10,782/mo
▼ 0.25% · 3.875%
HK$204,926
−HK$5,430/mo
Today · 4.125%
HK$210,356
baseline
▲ 0.50% · 4.625%
HK$221,444
+HK$11,088/mo
Deposit HK$16.86M · loan HK$39.34M · min. income ≈ HK$420,712/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$2,388,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,649
−HK$14,464/mo
▼ 0.25% · 3.875%
HK$237,824
−HK$7,289/mo
Today · 4.125%
HK$245,113
baseline
▲ 0.50% · 4.625%
HK$260,028
+HK$14,915/mo
Deposit HK$5.62M · loan HK$50.58M · min. income ≈ HK$490,226/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,388,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,595
−HK$13,863/mo
▼ 0.25% · 3.875%
HK$263,477
−HK$6,981/mo
Today · 4.125%
HK$270,458
baseline
▲ 0.50% · 4.625%
HK$284,714
+HK$14,256/mo
Deposit HK$5.62M · loan HK$50.58M · min. income ≈ HK$540,916/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,388,279 · Scale 2, in force from 26 Feb 2026)