LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,145
−HK$8,036/mo
▼ 0.25% · 3.875%
HK$132,131
−HK$4,050/mo
Today · 4.125%
HK$136,181
baseline
▲ 0.50% · 4.625%
HK$144,467
+HK$8,286/mo
Deposit HK$28.10M · loan HK$28.10M · min. income ≈ HK$272,362/mo (50% DSR)
Upfront cash ≈ HK$30.49M (deposit + AVD stamp duty HK$2,388,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,560
−HK$7,702/mo
▼ 0.25% · 3.875%
HK$146,383
−HK$3,879/mo
Today · 4.125%
HK$150,262
baseline
▲ 0.50% · 4.625%
HK$158,182
+HK$7,920/mo
Deposit HK$28.10M · loan HK$28.10M · min. income ≈ HK$300,524/mo (50% DSR)
Upfront cash ≈ HK$30.49M (deposit + AVD stamp duty HK$2,388,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,774
−HK$9,643/mo
▼ 0.25% · 3.875%
HK$158,557
−HK$4,860/mo
Today · 4.125%
HK$163,417
baseline
▲ 0.50% · 4.625%
HK$173,360
+HK$9,943/mo
Deposit HK$22.48M · loan HK$33.72M · min. income ≈ HK$326,834/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$2,388,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,072
−HK$9,242/mo
▼ 0.25% · 3.875%
HK$175,660
−HK$4,654/mo
Today · 4.125%
HK$180,314
baseline
▲ 0.50% · 4.625%
HK$189,819
+HK$9,505/mo
Deposit HK$22.48M · loan HK$33.72M · min. income ≈ HK$360,628/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$2,388,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,403
−HK$11,250/mo
▼ 0.25% · 3.875%
HK$184,983
−HK$5,670/mo
Today · 4.125%
HK$190,653
baseline
▲ 0.50% · 4.625%
HK$202,254
+HK$11,601/mo
Deposit HK$16.86M · loan HK$39.34M · min. income ≈ HK$381,306/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$2,388,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,584
−HK$10,783/mo
▼ 0.25% · 3.875%
HK$204,937
−HK$5,430/mo
Today · 4.125%
HK$210,367
baseline
▲ 0.50% · 4.625%
HK$221,455
+HK$11,088/mo
Deposit HK$16.86M · loan HK$39.34M · min. income ≈ HK$420,734/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$2,388,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,661
−HK$14,464/mo
▼ 0.25% · 3.875%
HK$237,836
−HK$7,289/mo
Today · 4.125%
HK$245,125
baseline
▲ 0.50% · 4.625%
HK$260,041
+HK$14,916/mo
Deposit HK$5.62M · loan HK$50.58M · min. income ≈ HK$490,250/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,388,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,608
−HK$13,864/mo
▼ 0.25% · 3.875%
HK$263,490
−HK$6,982/mo
Today · 4.125%
HK$270,472
baseline
▲ 0.50% · 4.625%
HK$284,728
+HK$14,256/mo
Deposit HK$5.62M · loan HK$50.58M · min. income ≈ HK$540,944/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,388,398 · Scale 2, in force from 26 Feb 2026)