LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,146
−HK$8,036/mo
▼ 0.25% · 3.875%
HK$132,132
−HK$4,050/mo
Today · 4.125%
HK$136,182
baseline
▲ 0.50% · 4.625%
HK$144,468
+HK$8,286/mo
Deposit HK$28.10M · loan HK$28.10M · min. income ≈ HK$272,364/mo (50% DSR)
Upfront cash ≈ HK$30.49M (deposit + AVD stamp duty HK$2,388,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,561
−HK$7,702/mo
▼ 0.25% · 3.875%
HK$146,384
−HK$3,879/mo
Today · 4.125%
HK$150,263
baseline
▲ 0.50% · 4.625%
HK$158,184
+HK$7,921/mo
Deposit HK$28.10M · loan HK$28.10M · min. income ≈ HK$300,526/mo (50% DSR)
Upfront cash ≈ HK$30.49M (deposit + AVD stamp duty HK$2,388,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,775
−HK$9,643/mo
▼ 0.25% · 3.875%
HK$158,558
−HK$4,860/mo
Today · 4.125%
HK$163,418
baseline
▲ 0.50% · 4.625%
HK$173,362
+HK$9,944/mo
Deposit HK$22.48M · loan HK$33.72M · min. income ≈ HK$326,836/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$2,388,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,073
−HK$9,243/mo
▼ 0.25% · 3.875%
HK$175,661
−HK$4,655/mo
Today · 4.125%
HK$180,316
baseline
▲ 0.50% · 4.625%
HK$189,821
+HK$9,505/mo
Deposit HK$22.48M · loan HK$33.72M · min. income ≈ HK$360,632/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$2,388,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,404
−HK$11,251/mo
▼ 0.25% · 3.875%
HK$184,985
−HK$5,670/mo
Today · 4.125%
HK$190,655
baseline
▲ 0.50% · 4.625%
HK$202,255
+HK$11,600/mo
Deposit HK$16.86M · loan HK$39.34M · min. income ≈ HK$381,310/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$2,388,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,586
−HK$10,782/mo
▼ 0.25% · 3.875%
HK$204,938
−HK$5,430/mo
Today · 4.125%
HK$210,368
baseline
▲ 0.50% · 4.625%
HK$221,457
+HK$11,089/mo
Deposit HK$16.86M · loan HK$39.34M · min. income ≈ HK$420,736/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$2,388,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,663
−HK$14,464/mo
▼ 0.25% · 3.875%
HK$237,838
−HK$7,289/mo
Today · 4.125%
HK$245,127
baseline
▲ 0.50% · 4.625%
HK$260,043
+HK$14,916/mo
Deposit HK$5.62M · loan HK$50.58M · min. income ≈ HK$490,254/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,388,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,610
−HK$13,864/mo
▼ 0.25% · 3.875%
HK$263,492
−HK$6,982/mo
Today · 4.125%
HK$270,474
baseline
▲ 0.50% · 4.625%
HK$284,731
+HK$14,257/mo
Deposit HK$5.62M · loan HK$50.58M · min. income ≈ HK$540,948/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,388,417 · Scale 2, in force from 26 Feb 2026)