LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,148
−HK$8,036/mo
▼ 0.25% · 3.875%
HK$132,134
−HK$4,050/mo
Today · 4.125%
HK$136,184
baseline
▲ 0.50% · 4.625%
HK$144,471
+HK$8,287/mo
Deposit HK$28.10M · loan HK$28.10M · min. income ≈ HK$272,368/mo (50% DSR)
Upfront cash ≈ HK$30.49M (deposit + AVD stamp duty HK$2,388,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,564
−HK$7,702/mo
▼ 0.25% · 3.875%
HK$146,387
−HK$3,879/mo
Today · 4.125%
HK$150,266
baseline
▲ 0.50% · 4.625%
HK$158,186
+HK$7,920/mo
Deposit HK$28.10M · loan HK$28.10M · min. income ≈ HK$300,532/mo (50% DSR)
Upfront cash ≈ HK$30.49M (deposit + AVD stamp duty HK$2,388,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,778
−HK$9,643/mo
▼ 0.25% · 3.875%
HK$158,561
−HK$4,860/mo
Today · 4.125%
HK$163,421
baseline
▲ 0.50% · 4.625%
HK$173,365
+HK$9,944/mo
Deposit HK$22.48M · loan HK$33.72M · min. income ≈ HK$326,842/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$2,388,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,076
−HK$9,243/mo
▼ 0.25% · 3.875%
HK$175,664
−HK$4,655/mo
Today · 4.125%
HK$180,319
baseline
▲ 0.50% · 4.625%
HK$189,824
+HK$9,505/mo
Deposit HK$22.48M · loan HK$33.72M · min. income ≈ HK$360,638/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$2,388,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,407
−HK$11,251/mo
▼ 0.25% · 3.875%
HK$184,988
−HK$5,670/mo
Today · 4.125%
HK$190,658
baseline
▲ 0.50% · 4.625%
HK$202,259
+HK$11,601/mo
Deposit HK$16.86M · loan HK$39.34M · min. income ≈ HK$381,316/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$2,388,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,589
−HK$10,783/mo
▼ 0.25% · 3.875%
HK$204,942
−HK$5,430/mo
Today · 4.125%
HK$210,372
baseline
▲ 0.50% · 4.625%
HK$221,461
+HK$11,089/mo
Deposit HK$16.86M · loan HK$39.34M · min. income ≈ HK$420,744/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$2,388,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,667
−HK$14,464/mo
▼ 0.25% · 3.875%
HK$237,842
−HK$7,289/mo
Today · 4.125%
HK$245,131
baseline
▲ 0.50% · 4.625%
HK$260,047
+HK$14,916/mo
Deposit HK$5.62M · loan HK$50.58M · min. income ≈ HK$490,262/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,388,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,614
−HK$13,864/mo
▼ 0.25% · 3.875%
HK$263,497
−HK$6,981/mo
Today · 4.125%
HK$270,478
baseline
▲ 0.50% · 4.625%
HK$284,736
+HK$14,258/mo
Deposit HK$5.62M · loan HK$50.58M · min. income ≈ HK$540,956/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,388,458 · Scale 2, in force from 26 Feb 2026)