LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,153
−HK$8,036/mo
▼ 0.25% · 3.875%
HK$132,139
−HK$4,050/mo
Today · 4.125%
HK$136,189
baseline
▲ 0.50% · 4.625%
HK$144,476
+HK$8,287/mo
Deposit HK$28.10M · loan HK$28.10M · min. income ≈ HK$272,378/mo (50% DSR)
Upfront cash ≈ HK$30.49M (deposit + AVD stamp duty HK$2,388,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,568
−HK$7,703/mo
▼ 0.25% · 3.875%
HK$146,392
−HK$3,879/mo
Today · 4.125%
HK$150,271
baseline
▲ 0.50% · 4.625%
HK$158,192
+HK$7,921/mo
Deposit HK$28.10M · loan HK$28.10M · min. income ≈ HK$300,542/mo (50% DSR)
Upfront cash ≈ HK$30.49M (deposit + AVD stamp duty HK$2,388,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,783
−HK$9,644/mo
▼ 0.25% · 3.875%
HK$158,567
−HK$4,860/mo
Today · 4.125%
HK$163,427
baseline
▲ 0.50% · 4.625%
HK$173,371
+HK$9,944/mo
Deposit HK$22.48M · loan HK$33.72M · min. income ≈ HK$326,854/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$2,388,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,082
−HK$9,243/mo
▼ 0.25% · 3.875%
HK$175,670
−HK$4,655/mo
Today · 4.125%
HK$180,325
baseline
▲ 0.50% · 4.625%
HK$189,830
+HK$9,505/mo
Deposit HK$22.48M · loan HK$33.72M · min. income ≈ HK$360,650/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$2,388,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,414
−HK$11,250/mo
▼ 0.25% · 3.875%
HK$184,994
−HK$5,670/mo
Today · 4.125%
HK$190,664
baseline
▲ 0.50% · 4.625%
HK$202,266
+HK$11,602/mo
Deposit HK$16.86M · loan HK$39.34M · min. income ≈ HK$381,328/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$2,388,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,596
−HK$10,783/mo
▼ 0.25% · 3.875%
HK$204,949
−HK$5,430/mo
Today · 4.125%
HK$210,379
baseline
▲ 0.50% · 4.625%
HK$221,469
+HK$11,090/mo
Deposit HK$16.86M · loan HK$39.34M · min. income ≈ HK$420,758/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$2,388,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,675
−HK$14,465/mo
▼ 0.25% · 3.875%
HK$237,850
−HK$7,290/mo
Today · 4.125%
HK$245,140
baseline
▲ 0.50% · 4.625%
HK$260,056
+HK$14,916/mo
Deposit HK$5.62M · loan HK$50.58M · min. income ≈ HK$490,280/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,388,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,623
−HK$13,865/mo
▼ 0.25% · 3.875%
HK$263,506
−HK$6,982/mo
Today · 4.125%
HK$270,488
baseline
▲ 0.50% · 4.625%
HK$284,746
+HK$14,258/mo
Deposit HK$5.62M · loan HK$50.58M · min. income ≈ HK$540,976/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,388,540 · Scale 2, in force from 26 Feb 2026)