LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,163
−HK$8,037/mo
▼ 0.25% · 3.875%
HK$132,149
−HK$4,051/mo
Today · 4.125%
HK$136,200
baseline
▲ 0.50% · 4.625%
HK$144,487
+HK$8,287/mo
Deposit HK$28.10M · loan HK$28.10M · min. income ≈ HK$272,400/mo (50% DSR)
Upfront cash ≈ HK$30.49M (deposit + AVD stamp duty HK$2,388,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,580
−HK$7,703/mo
▼ 0.25% · 3.875%
HK$146,404
−HK$3,879/mo
Today · 4.125%
HK$150,283
baseline
▲ 0.50% · 4.625%
HK$158,204
+HK$7,921/mo
Deposit HK$28.10M · loan HK$28.10M · min. income ≈ HK$300,566/mo (50% DSR)
Upfront cash ≈ HK$30.49M (deposit + AVD stamp duty HK$2,388,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,795
−HK$9,644/mo
▼ 0.25% · 3.875%
HK$158,579
−HK$4,860/mo
Today · 4.125%
HK$163,439
baseline
▲ 0.50% · 4.625%
HK$173,384
+HK$9,945/mo
Deposit HK$22.48M · loan HK$33.72M · min. income ≈ HK$326,878/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$2,388,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,096
−HK$9,243/mo
▼ 0.25% · 3.875%
HK$175,684
−HK$4,655/mo
Today · 4.125%
HK$180,339
baseline
▲ 0.50% · 4.625%
HK$189,845
+HK$9,506/mo
Deposit HK$22.48M · loan HK$33.72M · min. income ≈ HK$360,678/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$2,388,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,428
−HK$11,251/mo
▼ 0.25% · 3.875%
HK$185,009
−HK$5,670/mo
Today · 4.125%
HK$190,679
baseline
▲ 0.50% · 4.625%
HK$202,282
+HK$11,603/mo
Deposit HK$16.86M · loan HK$39.34M · min. income ≈ HK$381,358/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$2,388,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,611
−HK$10,785/mo
▼ 0.25% · 3.875%
HK$204,965
−HK$5,431/mo
Today · 4.125%
HK$210,396
baseline
▲ 0.50% · 4.625%
HK$221,486
+HK$11,090/mo
Deposit HK$16.86M · loan HK$39.34M · min. income ≈ HK$420,792/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$2,388,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,693
−HK$14,466/mo
▼ 0.25% · 3.875%
HK$237,869
−HK$7,290/mo
Today · 4.125%
HK$245,159
baseline
▲ 0.50% · 4.625%
HK$260,077
+HK$14,918/mo
Deposit HK$5.62M · loan HK$50.58M · min. income ≈ HK$490,318/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,388,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,643
−HK$13,866/mo
▼ 0.25% · 3.875%
HK$263,526
−HK$6,983/mo
Today · 4.125%
HK$270,509
baseline
▲ 0.50% · 4.625%
HK$284,768
+HK$14,259/mo
Deposit HK$5.62M · loan HK$50.58M · min. income ≈ HK$541,018/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,388,728 · Scale 2, in force from 26 Feb 2026)