LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,180
−HK$8,038/mo
▼ 0.25% · 3.875%
HK$132,167
−HK$4,051/mo
Today · 4.125%
HK$136,218
baseline
▲ 0.50% · 4.625%
HK$144,507
+HK$8,289/mo
Deposit HK$28.11M · loan HK$28.11M · min. income ≈ HK$272,436/mo (50% DSR)
Upfront cash ≈ HK$30.50M (deposit + AVD stamp duty HK$2,389,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,599
−HK$7,704/mo
▼ 0.25% · 3.875%
HK$146,424
−HK$3,879/mo
Today · 4.125%
HK$150,303
baseline
▲ 0.50% · 4.625%
HK$158,226
+HK$7,923/mo
Deposit HK$28.11M · loan HK$28.11M · min. income ≈ HK$300,606/mo (50% DSR)
Upfront cash ≈ HK$30.50M (deposit + AVD stamp duty HK$2,389,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,816
−HK$9,646/mo
▼ 0.25% · 3.875%
HK$158,601
−HK$4,861/mo
Today · 4.125%
HK$163,462
baseline
▲ 0.50% · 4.625%
HK$173,408
+HK$9,946/mo
Deposit HK$22.49M · loan HK$33.73M · min. income ≈ HK$326,924/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$2,389,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,119
−HK$9,245/mo
▼ 0.25% · 3.875%
HK$175,708
−HK$4,656/mo
Today · 4.125%
HK$180,364
baseline
▲ 0.50% · 4.625%
HK$189,871
+HK$9,507/mo
Deposit HK$22.49M · loan HK$33.73M · min. income ≈ HK$360,728/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$2,389,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,452
−HK$11,254/mo
▼ 0.25% · 3.875%
HK$185,034
−HK$5,672/mo
Today · 4.125%
HK$190,706
baseline
▲ 0.50% · 4.625%
HK$202,309
+HK$11,603/mo
Deposit HK$16.86M · loan HK$39.35M · min. income ≈ HK$381,412/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$2,389,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,639
−HK$10,786/mo
▼ 0.25% · 3.875%
HK$204,993
−HK$5,432/mo
Today · 4.125%
HK$210,425
baseline
▲ 0.50% · 4.625%
HK$221,517
+HK$11,092/mo
Deposit HK$16.86M · loan HK$39.35M · min. income ≈ HK$420,850/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$2,389,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,724
−HK$14,469/mo
▼ 0.25% · 3.875%
HK$237,901
−HK$7,292/mo
Today · 4.125%
HK$245,193
baseline
▲ 0.50% · 4.625%
HK$260,112
+HK$14,919/mo
Deposit HK$5.62M · loan HK$50.59M · min. income ≈ HK$490,386/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,389,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,679
−HK$13,867/mo
▼ 0.25% · 3.875%
HK$263,563
−HK$6,983/mo
Today · 4.125%
HK$270,546
baseline
▲ 0.50% · 4.625%
HK$284,807
+HK$14,261/mo
Deposit HK$5.62M · loan HK$50.59M · min. income ≈ HK$541,092/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,389,056 · Scale 2, in force from 26 Feb 2026)