LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,192
−HK$8,039/mo
▼ 0.25% · 3.875%
HK$132,179
−HK$4,052/mo
Today · 4.125%
HK$136,231
baseline
▲ 0.50% · 4.625%
HK$144,520
+HK$8,289/mo
Deposit HK$28.11M · loan HK$28.11M · min. income ≈ HK$272,462/mo (50% DSR)
Upfront cash ≈ HK$30.50M (deposit + AVD stamp duty HK$2,389,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,612
−HK$7,705/mo
▼ 0.25% · 3.875%
HK$146,437
−HK$3,880/mo
Today · 4.125%
HK$150,317
baseline
▲ 0.50% · 4.625%
HK$158,241
+HK$7,924/mo
Deposit HK$28.11M · loan HK$28.11M · min. income ≈ HK$300,634/mo (50% DSR)
Upfront cash ≈ HK$30.50M (deposit + AVD stamp duty HK$2,389,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,830
−HK$9,647/mo
▼ 0.25% · 3.875%
HK$158,615
−HK$4,862/mo
Today · 4.125%
HK$163,477
baseline
▲ 0.50% · 4.625%
HK$173,424
+HK$9,947/mo
Deposit HK$22.49M · loan HK$33.73M · min. income ≈ HK$326,954/mo (50% DSR)
Upfront cash ≈ HK$24.88M (deposit + AVD stamp duty HK$2,389,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,135
−HK$9,246/mo
▼ 0.25% · 3.875%
HK$175,724
−HK$4,657/mo
Today · 4.125%
HK$180,381
baseline
▲ 0.50% · 4.625%
HK$189,889
+HK$9,508/mo
Deposit HK$22.49M · loan HK$33.73M · min. income ≈ HK$360,762/mo (50% DSR)
Upfront cash ≈ HK$24.88M (deposit + AVD stamp duty HK$2,389,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,469
−HK$11,254/mo
▼ 0.25% · 3.875%
HK$185,051
−HK$5,672/mo
Today · 4.125%
HK$190,723
baseline
▲ 0.50% · 4.625%
HK$202,328
+HK$11,605/mo
Deposit HK$16.87M · loan HK$39.35M · min. income ≈ HK$381,446/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$2,389,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,657
−HK$10,787/mo
▼ 0.25% · 3.875%
HK$205,012
−HK$5,432/mo
Today · 4.125%
HK$210,444
baseline
▲ 0.50% · 4.625%
HK$221,537
+HK$11,093/mo
Deposit HK$16.87M · loan HK$39.35M · min. income ≈ HK$420,888/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$2,389,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,746
−HK$14,469/mo
▼ 0.25% · 3.875%
HK$237,923
−HK$7,292/mo
Today · 4.125%
HK$245,215
baseline
▲ 0.50% · 4.625%
HK$260,136
+HK$14,921/mo
Deposit HK$5.62M · loan HK$50.60M · min. income ≈ HK$490,430/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,389,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,702
−HK$13,869/mo
▼ 0.25% · 3.875%
HK$263,587
−HK$6,984/mo
Today · 4.125%
HK$270,571
baseline
▲ 0.50% · 4.625%
HK$284,833
+HK$14,262/mo
Deposit HK$5.62M · loan HK$50.60M · min. income ≈ HK$541,142/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,389,275 · Scale 2, in force from 26 Feb 2026)