LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,204
−HK$8,040/mo
▼ 0.25% · 3.875%
HK$132,192
−HK$4,052/mo
Today · 4.125%
HK$136,244
baseline
▲ 0.50% · 4.625%
HK$144,534
+HK$8,290/mo
Deposit HK$28.11M · loan HK$28.11M · min. income ≈ HK$272,488/mo (50% DSR)
Upfront cash ≈ HK$30.50M (deposit + AVD stamp duty HK$2,389,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,626
−HK$7,706/mo
▼ 0.25% · 3.875%
HK$146,451
−HK$3,881/mo
Today · 4.125%
HK$150,332
baseline
▲ 0.50% · 4.625%
HK$158,256
+HK$7,924/mo
Deposit HK$28.11M · loan HK$28.11M · min. income ≈ HK$300,664/mo (50% DSR)
Upfront cash ≈ HK$30.50M (deposit + AVD stamp duty HK$2,389,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,845
−HK$9,648/mo
▼ 0.25% · 3.875%
HK$158,631
−HK$4,862/mo
Today · 4.125%
HK$163,493
baseline
▲ 0.50% · 4.625%
HK$173,441
+HK$9,948/mo
Deposit HK$22.49M · loan HK$33.73M · min. income ≈ HK$326,986/mo (50% DSR)
Upfront cash ≈ HK$24.88M (deposit + AVD stamp duty HK$2,389,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,151
−HK$9,247/mo
▼ 0.25% · 3.875%
HK$175,741
−HK$4,657/mo
Today · 4.125%
HK$180,398
baseline
▲ 0.50% · 4.625%
HK$189,907
+HK$9,509/mo
Deposit HK$22.49M · loan HK$33.73M · min. income ≈ HK$360,796/mo (50% DSR)
Upfront cash ≈ HK$24.88M (deposit + AVD stamp duty HK$2,389,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,486
−HK$11,255/mo
▼ 0.25% · 3.875%
HK$185,069
−HK$5,672/mo
Today · 4.125%
HK$190,741
baseline
▲ 0.50% · 4.625%
HK$202,348
+HK$11,607/mo
Deposit HK$16.87M · loan HK$39.36M · min. income ≈ HK$381,482/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$2,389,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,676
−HK$10,788/mo
▼ 0.25% · 3.875%
HK$205,032
−HK$5,432/mo
Today · 4.125%
HK$210,464
baseline
▲ 0.50% · 4.625%
HK$221,558
+HK$11,094/mo
Deposit HK$16.87M · loan HK$39.36M · min. income ≈ HK$420,928/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$2,389,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,768
−HK$14,471/mo
▼ 0.25% · 3.875%
HK$237,946
−HK$7,293/mo
Today · 4.125%
HK$245,239
baseline
▲ 0.50% · 4.625%
HK$260,161
+HK$14,922/mo
Deposit HK$5.62M · loan HK$50.60M · min. income ≈ HK$490,478/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,389,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,727
−HK$13,870/mo
▼ 0.25% · 3.875%
HK$263,612
−HK$6,985/mo
Today · 4.125%
HK$270,597
baseline
▲ 0.50% · 4.625%
HK$284,860
+HK$14,263/mo
Deposit HK$5.62M · loan HK$50.60M · min. income ≈ HK$541,194/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,389,505 · Scale 2, in force from 26 Feb 2026)