LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,220
−HK$8,040/mo
▼ 0.25% · 3.875%
HK$132,208
−HK$4,052/mo
Today · 4.125%
HK$136,260
baseline
▲ 0.50% · 4.625%
HK$144,551
+HK$8,291/mo
Deposit HK$28.12M · loan HK$28.12M · min. income ≈ HK$272,520/mo (50% DSR)
Upfront cash ≈ HK$30.51M (deposit + AVD stamp duty HK$2,389,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,643
−HK$7,707/mo
▼ 0.25% · 3.875%
HK$146,469
−HK$3,881/mo
Today · 4.125%
HK$150,350
baseline
▲ 0.50% · 4.625%
HK$158,275
+HK$7,925/mo
Deposit HK$28.12M · loan HK$28.12M · min. income ≈ HK$300,700/mo (50% DSR)
Upfront cash ≈ HK$30.51M (deposit + AVD stamp duty HK$2,389,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,864
−HK$9,648/mo
▼ 0.25% · 3.875%
HK$158,650
−HK$4,862/mo
Today · 4.125%
HK$163,512
baseline
▲ 0.50% · 4.625%
HK$173,462
+HK$9,950/mo
Deposit HK$22.49M · loan HK$33.74M · min. income ≈ HK$327,024/mo (50% DSR)
Upfront cash ≈ HK$24.88M (deposit + AVD stamp duty HK$2,389,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,172
−HK$9,248/mo
▼ 0.25% · 3.875%
HK$175,763
−HK$4,657/mo
Today · 4.125%
HK$180,420
baseline
▲ 0.50% · 4.625%
HK$189,930
+HK$9,510/mo
Deposit HK$22.49M · loan HK$33.74M · min. income ≈ HK$360,840/mo (50% DSR)
Upfront cash ≈ HK$24.88M (deposit + AVD stamp duty HK$2,389,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,508
−HK$11,257/mo
▼ 0.25% · 3.875%
HK$185,092
−HK$5,673/mo
Today · 4.125%
HK$190,765
baseline
▲ 0.50% · 4.625%
HK$202,372
+HK$11,607/mo
Deposit HK$16.87M · loan HK$39.36M · min. income ≈ HK$381,530/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$2,389,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,701
−HK$10,789/mo
▼ 0.25% · 3.875%
HK$205,056
−HK$5,434/mo
Today · 4.125%
HK$210,490
baseline
▲ 0.50% · 4.625%
HK$221,585
+HK$11,095/mo
Deposit HK$16.87M · loan HK$39.36M · min. income ≈ HK$420,980/mo (50% DSR)
Upfront cash ≈ HK$19.26M (deposit + AVD stamp duty HK$2,389,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,796
−HK$14,473/mo
▼ 0.25% · 3.875%
HK$237,975
−HK$7,294/mo
Today · 4.125%
HK$245,269
baseline
▲ 0.50% · 4.625%
HK$260,193
+HK$14,924/mo
Deposit HK$5.62M · loan HK$50.61M · min. income ≈ HK$490,538/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,389,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,758
−HK$13,872/mo
▼ 0.25% · 3.875%
HK$263,644
−HK$6,986/mo
Today · 4.125%
HK$270,630
baseline
▲ 0.50% · 4.625%
HK$284,895
+HK$14,265/mo
Deposit HK$5.62M · loan HK$50.61M · min. income ≈ HK$541,260/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$2,389,795 · Scale 2, in force from 26 Feb 2026)