LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,825
−HK$804/mo
▼ 0.25% · 3.875%
HK$13,224
−HK$405/mo
Today · 4.125%
HK$13,629
baseline
▲ 0.50% · 4.625%
HK$14,458
+HK$829/mo
Deposit HK$2.81M · loan HK$2.81M · min. income ≈ HK$27,258/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$126,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,267
−HK$771/mo
▼ 0.25% · 3.875%
HK$14,650
−HK$388/mo
Today · 4.125%
HK$15,038
baseline
▲ 0.50% · 4.625%
HK$15,831
+HK$793/mo
Deposit HK$2.81M · loan HK$2.81M · min. income ≈ HK$30,076/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$126,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,390
−HK$965/mo
▼ 0.25% · 3.875%
HK$15,868
−HK$487/mo
Today · 4.125%
HK$16,355
baseline
▲ 0.50% · 4.625%
HK$17,350
+HK$995/mo
Deposit HK$2.25M · loan HK$3.37M · min. income ≈ HK$32,710/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,121
−HK$925/mo
▼ 0.25% · 3.875%
HK$17,580
−HK$466/mo
Today · 4.125%
HK$18,046
baseline
▲ 0.50% · 4.625%
HK$18,997
+HK$951/mo
Deposit HK$2.25M · loan HK$3.37M · min. income ≈ HK$36,092/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,955
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$18,513
−HK$567/mo
Today · 4.125%
HK$19,080
baseline
▲ 0.50% · 4.625%
HK$20,241
+HK$1,161/mo
Deposit HK$1.69M · loan HK$3.94M · min. income ≈ HK$38,160/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,974
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$20,510
−HK$543/mo
Today · 4.125%
HK$21,053
baseline
▲ 0.50% · 4.625%
HK$22,163
+HK$1,110/mo
Deposit HK$1.69M · loan HK$3.94M · min. income ≈ HK$42,106/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,084
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,802
−HK$730/mo
Today · 4.125%
HK$24,532
baseline
▲ 0.50% · 4.625%
HK$26,025
+HK$1,493/mo
Deposit HK$562K · loan HK$5.06M · min. income ≈ HK$49,064/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$126,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,681
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,370
−HK$699/mo
Today · 4.125%
HK$27,069
baseline
▲ 0.50% · 4.625%
HK$28,495
+HK$1,426/mo
Deposit HK$562K · loan HK$5.06M · min. income ≈ HK$54,138/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$126,545 · Scale 2, in force from 26 Feb 2026)