LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,828
−HK$805/mo
▼ 0.25% · 3.875%
HK$13,227
−HK$406/mo
Today · 4.125%
HK$13,633
baseline
▲ 0.50% · 4.625%
HK$14,462
+HK$829/mo
Deposit HK$2.81M · loan HK$2.81M · min. income ≈ HK$27,266/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$126,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,271
−HK$771/mo
▼ 0.25% · 3.875%
HK$14,654
−HK$388/mo
Today · 4.125%
HK$15,042
baseline
▲ 0.50% · 4.625%
HK$15,835
+HK$793/mo
Deposit HK$2.81M · loan HK$2.81M · min. income ≈ HK$30,084/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$126,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,394
−HK$965/mo
▼ 0.25% · 3.875%
HK$15,873
−HK$486/mo
Today · 4.125%
HK$16,359
baseline
▲ 0.50% · 4.625%
HK$17,355
+HK$996/mo
Deposit HK$2.25M · loan HK$3.38M · min. income ≈ HK$32,718/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,126
−HK$925/mo
▼ 0.25% · 3.875%
HK$17,585
−HK$466/mo
Today · 4.125%
HK$18,051
baseline
▲ 0.50% · 4.625%
HK$19,002
+HK$951/mo
Deposit HK$2.25M · loan HK$3.38M · min. income ≈ HK$36,102/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,960
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$18,518
−HK$568/mo
Today · 4.125%
HK$19,086
baseline
▲ 0.50% · 4.625%
HK$20,247
+HK$1,161/mo
Deposit HK$1.69M · loan HK$3.94M · min. income ≈ HK$38,172/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,980
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$20,516
−HK$543/mo
Today · 4.125%
HK$21,059
baseline
▲ 0.50% · 4.625%
HK$22,169
+HK$1,110/mo
Deposit HK$1.69M · loan HK$3.94M · min. income ≈ HK$42,118/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,091
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,809
−HK$730/mo
Today · 4.125%
HK$24,539
baseline
▲ 0.50% · 4.625%
HK$26,032
+HK$1,493/mo
Deposit HK$563K · loan HK$5.06M · min. income ≈ HK$49,078/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$126,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,688
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,377
−HK$699/mo
Today · 4.125%
HK$27,076
baseline
▲ 0.50% · 4.625%
HK$28,503
+HK$1,427/mo
Deposit HK$563K · loan HK$5.06M · min. income ≈ HK$54,152/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$126,580 · Scale 2, in force from 26 Feb 2026)