LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,285
−HK$8,045/mo
▼ 0.25% · 3.875%
HK$132,276
−HK$4,054/mo
Today · 4.125%
HK$136,330
baseline
▲ 0.50% · 4.625%
HK$144,625
+HK$8,295/mo
Deposit HK$28.13M · loan HK$28.13M · min. income ≈ HK$272,660/mo (50% DSR)
Upfront cash ≈ HK$30.52M (deposit + AVD stamp duty HK$2,391,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,716
−HK$7,711/mo
▼ 0.25% · 3.875%
HK$146,544
−HK$3,883/mo
Today · 4.125%
HK$150,427
baseline
▲ 0.50% · 4.625%
HK$158,356
+HK$7,929/mo
Deposit HK$28.13M · loan HK$28.13M · min. income ≈ HK$300,854/mo (50% DSR)
Upfront cash ≈ HK$30.52M (deposit + AVD stamp duty HK$2,391,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,942
−HK$9,654/mo
▼ 0.25% · 3.875%
HK$158,731
−HK$4,865/mo
Today · 4.125%
HK$163,596
baseline
▲ 0.50% · 4.625%
HK$173,550
+HK$9,954/mo
Deposit HK$22.50M · loan HK$33.76M · min. income ≈ HK$327,192/mo (50% DSR)
Upfront cash ≈ HK$24.89M (deposit + AVD stamp duty HK$2,391,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,259
−HK$9,253/mo
▼ 0.25% · 3.875%
HK$175,852
−HK$4,660/mo
Today · 4.125%
HK$180,512
baseline
▲ 0.50% · 4.625%
HK$190,027
+HK$9,515/mo
Deposit HK$22.50M · loan HK$33.76M · min. income ≈ HK$361,024/mo (50% DSR)
Upfront cash ≈ HK$24.89M (deposit + AVD stamp duty HK$2,391,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,599
−HK$11,263/mo
▼ 0.25% · 3.875%
HK$185,186
−HK$5,676/mo
Today · 4.125%
HK$190,862
baseline
▲ 0.50% · 4.625%
HK$202,475
+HK$11,613/mo
Deposit HK$16.88M · loan HK$39.38M · min. income ≈ HK$381,724/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$2,391,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,802
−HK$10,795/mo
▼ 0.25% · 3.875%
HK$205,161
−HK$5,436/mo
Today · 4.125%
HK$210,597
baseline
▲ 0.50% · 4.625%
HK$221,698
+HK$11,101/mo
Deposit HK$16.88M · loan HK$39.38M · min. income ≈ HK$421,194/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$2,391,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,913
−HK$14,481/mo
▼ 0.25% · 3.875%
HK$238,096
−HK$7,298/mo
Today · 4.125%
HK$245,394
baseline
▲ 0.50% · 4.625%
HK$260,325
+HK$14,931/mo
Deposit HK$5.63M · loan HK$50.63M · min. income ≈ HK$490,788/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$2,391,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,889
−HK$13,879/mo
▼ 0.25% · 3.875%
HK$263,779
−HK$6,989/mo
Today · 4.125%
HK$270,768
baseline
▲ 0.50% · 4.625%
HK$285,040
+HK$14,272/mo
Deposit HK$5.63M · loan HK$50.63M · min. income ≈ HK$541,536/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$2,391,014 · Scale 2, in force from 26 Feb 2026)