LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,829
−HK$804/mo
▼ 0.25% · 3.875%
HK$13,228
−HK$405/mo
Today · 4.125%
HK$13,633
baseline
▲ 0.50% · 4.625%
HK$14,463
+HK$830/mo
Deposit HK$2.81M · loan HK$2.81M · min. income ≈ HK$27,266/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$126,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,272
−HK$771/mo
▼ 0.25% · 3.875%
HK$14,655
−HK$388/mo
Today · 4.125%
HK$15,043
baseline
▲ 0.50% · 4.625%
HK$15,836
+HK$793/mo
Deposit HK$2.81M · loan HK$2.81M · min. income ≈ HK$30,086/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$126,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,395
−HK$965/mo
▼ 0.25% · 3.875%
HK$15,874
−HK$486/mo
Today · 4.125%
HK$16,360
baseline
▲ 0.50% · 4.625%
HK$17,356
+HK$996/mo
Deposit HK$2.25M · loan HK$3.38M · min. income ≈ HK$32,720/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,126
−HK$926/mo
▼ 0.25% · 3.875%
HK$17,586
−HK$466/mo
Today · 4.125%
HK$18,052
baseline
▲ 0.50% · 4.625%
HK$19,003
+HK$951/mo
Deposit HK$2.25M · loan HK$3.38M · min. income ≈ HK$36,104/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,961
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$18,519
−HK$568/mo
Today · 4.125%
HK$19,087
baseline
▲ 0.50% · 4.625%
HK$20,248
+HK$1,161/mo
Deposit HK$1.69M · loan HK$3.94M · min. income ≈ HK$38,174/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,981
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$20,517
−HK$543/mo
Today · 4.125%
HK$21,060
baseline
▲ 0.50% · 4.625%
HK$22,171
+HK$1,111/mo
Deposit HK$1.69M · loan HK$3.94M · min. income ≈ HK$42,120/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,092
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,810
−HK$730/mo
Today · 4.125%
HK$24,540
baseline
▲ 0.50% · 4.625%
HK$26,033
+HK$1,493/mo
Deposit HK$563K · loan HK$5.06M · min. income ≈ HK$49,080/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$126,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,690
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,379
−HK$699/mo
Today · 4.125%
HK$27,078
baseline
▲ 0.50% · 4.625%
HK$28,505
+HK$1,427/mo
Deposit HK$563K · loan HK$5.06M · min. income ≈ HK$54,156/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$126,588 · Scale 2, in force from 26 Feb 2026)