LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,290
−HK$8,045/mo
▼ 0.25% · 3.875%
HK$132,280
−HK$4,055/mo
Today · 4.125%
HK$136,335
baseline
▲ 0.50% · 4.625%
HK$144,630
+HK$8,295/mo
Deposit HK$28.13M · loan HK$28.13M · min. income ≈ HK$272,670/mo (50% DSR)
Upfront cash ≈ HK$30.52M (deposit + AVD stamp duty HK$2,391,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,721
−HK$7,711/mo
▼ 0.25% · 3.875%
HK$146,549
−HK$3,883/mo
Today · 4.125%
HK$150,432
baseline
▲ 0.50% · 4.625%
HK$158,361
+HK$7,929/mo
Deposit HK$28.13M · loan HK$28.13M · min. income ≈ HK$300,864/mo (50% DSR)
Upfront cash ≈ HK$30.52M (deposit + AVD stamp duty HK$2,391,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,948
−HK$9,654/mo
▼ 0.25% · 3.875%
HK$158,736
−HK$4,866/mo
Today · 4.125%
HK$163,602
baseline
▲ 0.50% · 4.625%
HK$173,556
+HK$9,954/mo
Deposit HK$22.50M · loan HK$33.76M · min. income ≈ HK$327,204/mo (50% DSR)
Upfront cash ≈ HK$24.90M (deposit + AVD stamp duty HK$2,391,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,265
−HK$9,253/mo
▼ 0.25% · 3.875%
HK$175,859
−HK$4,659/mo
Today · 4.125%
HK$180,518
baseline
▲ 0.50% · 4.625%
HK$190,034
+HK$9,516/mo
Deposit HK$22.50M · loan HK$33.76M · min. income ≈ HK$361,036/mo (50% DSR)
Upfront cash ≈ HK$24.90M (deposit + AVD stamp duty HK$2,391,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,606
−HK$11,263/mo
▼ 0.25% · 3.875%
HK$185,192
−HK$5,677/mo
Today · 4.125%
HK$190,869
baseline
▲ 0.50% · 4.625%
HK$202,482
+HK$11,613/mo
Deposit HK$16.88M · loan HK$39.38M · min. income ≈ HK$381,738/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$2,391,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,810
−HK$10,795/mo
▼ 0.25% · 3.875%
HK$205,168
−HK$5,437/mo
Today · 4.125%
HK$210,605
baseline
▲ 0.50% · 4.625%
HK$221,706
+HK$11,101/mo
Deposit HK$16.88M · loan HK$39.38M · min. income ≈ HK$421,210/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$2,391,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,922
−HK$14,480/mo
▼ 0.25% · 3.875%
HK$238,105
−HK$7,297/mo
Today · 4.125%
HK$245,402
baseline
▲ 0.50% · 4.625%
HK$260,335
+HK$14,933/mo
Deposit HK$5.63M · loan HK$50.64M · min. income ≈ HK$490,804/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$2,391,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,898
−HK$13,879/mo
▼ 0.25% · 3.875%
HK$263,788
−HK$6,989/mo
Today · 4.125%
HK$270,777
baseline
▲ 0.50% · 4.625%
HK$285,050
+HK$14,273/mo
Deposit HK$5.63M · loan HK$50.64M · min. income ≈ HK$541,554/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$2,391,098 · Scale 2, in force from 26 Feb 2026)