LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,302
−HK$8,046/mo
▼ 0.25% · 3.875%
HK$132,293
−HK$4,055/mo
Today · 4.125%
HK$136,348
baseline
▲ 0.50% · 4.625%
HK$144,645
+HK$8,297/mo
Deposit HK$28.13M · loan HK$28.13M · min. income ≈ HK$272,696/mo (50% DSR)
Upfront cash ≈ HK$30.52M (deposit + AVD stamp duty HK$2,391,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,735
−HK$7,712/mo
▼ 0.25% · 3.875%
HK$146,563
−HK$3,884/mo
Today · 4.125%
HK$150,447
baseline
▲ 0.50% · 4.625%
HK$158,377
+HK$7,930/mo
Deposit HK$28.13M · loan HK$28.13M · min. income ≈ HK$300,894/mo (50% DSR)
Upfront cash ≈ HK$30.52M (deposit + AVD stamp duty HK$2,391,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,963
−HK$9,655/mo
▼ 0.25% · 3.875%
HK$158,752
−HK$4,866/mo
Today · 4.125%
HK$163,618
baseline
▲ 0.50% · 4.625%
HK$173,574
+HK$9,956/mo
Deposit HK$22.51M · loan HK$33.76M · min. income ≈ HK$327,236/mo (50% DSR)
Upfront cash ≈ HK$24.90M (deposit + AVD stamp duty HK$2,391,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,282
−HK$9,254/mo
▼ 0.25% · 3.875%
HK$175,876
−HK$4,660/mo
Today · 4.125%
HK$180,536
baseline
▲ 0.50% · 4.625%
HK$190,052
+HK$9,516/mo
Deposit HK$22.51M · loan HK$33.76M · min. income ≈ HK$361,072/mo (50% DSR)
Upfront cash ≈ HK$24.90M (deposit + AVD stamp duty HK$2,391,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,623
−HK$11,264/mo
▼ 0.25% · 3.875%
HK$185,211
−HK$5,676/mo
Today · 4.125%
HK$190,887
baseline
▲ 0.50% · 4.625%
HK$202,502
+HK$11,615/mo
Deposit HK$16.88M · loan HK$39.39M · min. income ≈ HK$381,774/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$2,391,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,829
−HK$10,796/mo
▼ 0.25% · 3.875%
HK$205,189
−HK$5,436/mo
Today · 4.125%
HK$210,625
baseline
▲ 0.50% · 4.625%
HK$221,728
+HK$11,103/mo
Deposit HK$16.88M · loan HK$39.39M · min. income ≈ HK$421,250/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$2,391,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,944
−HK$14,483/mo
▼ 0.25% · 3.875%
HK$238,128
−HK$7,299/mo
Today · 4.125%
HK$245,427
baseline
▲ 0.50% · 4.625%
HK$260,360
+HK$14,933/mo
Deposit HK$5.63M · loan HK$50.64M · min. income ≈ HK$490,854/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$2,391,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,923
−HK$13,881/mo
▼ 0.25% · 3.875%
HK$263,814
−HK$6,990/mo
Today · 4.125%
HK$270,804
baseline
▲ 0.50% · 4.625%
HK$285,079
+HK$14,275/mo
Deposit HK$5.63M · loan HK$50.64M · min. income ≈ HK$541,608/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$2,391,335 · Scale 2, in force from 26 Feb 2026)