LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,304
−HK$8,046/mo
▼ 0.25% · 3.875%
HK$132,295
−HK$4,055/mo
Today · 4.125%
HK$136,350
baseline
▲ 0.50% · 4.625%
HK$144,646
+HK$8,296/mo
Deposit HK$28.13M · loan HK$28.13M · min. income ≈ HK$272,700/mo (50% DSR)
Upfront cash ≈ HK$30.53M (deposit + AVD stamp duty HK$2,391,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,737
−HK$7,711/mo
▼ 0.25% · 3.875%
HK$146,565
−HK$3,883/mo
Today · 4.125%
HK$150,448
baseline
▲ 0.50% · 4.625%
HK$158,379
+HK$7,931/mo
Deposit HK$28.13M · loan HK$28.13M · min. income ≈ HK$300,896/mo (50% DSR)
Upfront cash ≈ HK$30.53M (deposit + AVD stamp duty HK$2,391,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,965
−HK$9,655/mo
▼ 0.25% · 3.875%
HK$158,754
−HK$4,866/mo
Today · 4.125%
HK$163,620
baseline
▲ 0.50% · 4.625%
HK$173,575
+HK$9,955/mo
Deposit HK$22.51M · loan HK$33.76M · min. income ≈ HK$327,240/mo (50% DSR)
Upfront cash ≈ HK$24.90M (deposit + AVD stamp duty HK$2,391,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,284
−HK$9,254/mo
▼ 0.25% · 3.875%
HK$175,878
−HK$4,660/mo
Today · 4.125%
HK$180,538
baseline
▲ 0.50% · 4.625%
HK$190,054
+HK$9,516/mo
Deposit HK$22.51M · loan HK$33.76M · min. income ≈ HK$361,076/mo (50% DSR)
Upfront cash ≈ HK$24.90M (deposit + AVD stamp duty HK$2,391,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,625
−HK$11,265/mo
▼ 0.25% · 3.875%
HK$185,213
−HK$5,677/mo
Today · 4.125%
HK$190,890
baseline
▲ 0.50% · 4.625%
HK$202,505
+HK$11,615/mo
Deposit HK$16.88M · loan HK$39.39M · min. income ≈ HK$381,780/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$2,391,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,831
−HK$10,797/mo
▼ 0.25% · 3.875%
HK$205,191
−HK$5,437/mo
Today · 4.125%
HK$210,628
baseline
▲ 0.50% · 4.625%
HK$221,730
+HK$11,102/mo
Deposit HK$16.88M · loan HK$39.39M · min. income ≈ HK$421,256/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$2,391,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,947
−HK$14,482/mo
▼ 0.25% · 3.875%
HK$238,131
−HK$7,298/mo
Today · 4.125%
HK$245,429
baseline
▲ 0.50% · 4.625%
HK$260,363
+HK$14,934/mo
Deposit HK$5.63M · loan HK$50.64M · min. income ≈ HK$490,858/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$2,391,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,926
−HK$13,881/mo
▼ 0.25% · 3.875%
HK$263,817
−HK$6,990/mo
Today · 4.125%
HK$270,807
baseline
▲ 0.50% · 4.625%
HK$285,082
+HK$14,275/mo
Deposit HK$5.63M · loan HK$50.64M · min. income ≈ HK$541,614/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$2,391,361 · Scale 2, in force from 26 Feb 2026)