LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,316
−HK$8,047/mo
▼ 0.25% · 3.875%
HK$132,307
−HK$4,056/mo
Today · 4.125%
HK$136,363
baseline
▲ 0.50% · 4.625%
HK$144,660
+HK$8,297/mo
Deposit HK$28.14M · loan HK$28.14M · min. income ≈ HK$272,726/mo (50% DSR)
Upfront cash ≈ HK$30.53M (deposit + AVD stamp duty HK$2,391,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,750
−HK$7,713/mo
▼ 0.25% · 3.875%
HK$146,579
−HK$3,884/mo
Today · 4.125%
HK$150,463
baseline
▲ 0.50% · 4.625%
HK$158,394
+HK$7,931/mo
Deposit HK$28.14M · loan HK$28.14M · min. income ≈ HK$300,926/mo (50% DSR)
Upfront cash ≈ HK$30.53M (deposit + AVD stamp duty HK$2,391,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,979
−HK$9,656/mo
▼ 0.25% · 3.875%
HK$158,769
−HK$4,866/mo
Today · 4.125%
HK$163,635
baseline
▲ 0.50% · 4.625%
HK$173,592
+HK$9,957/mo
Deposit HK$22.51M · loan HK$33.76M · min. income ≈ HK$327,270/mo (50% DSR)
Upfront cash ≈ HK$24.90M (deposit + AVD stamp duty HK$2,391,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,300
−HK$9,255/mo
▼ 0.25% · 3.875%
HK$175,895
−HK$4,660/mo
Today · 4.125%
HK$180,555
baseline
▲ 0.50% · 4.625%
HK$190,072
+HK$9,517/mo
Deposit HK$22.51M · loan HK$33.76M · min. income ≈ HK$361,110/mo (50% DSR)
Upfront cash ≈ HK$24.90M (deposit + AVD stamp duty HK$2,391,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,642
−HK$11,266/mo
▼ 0.25% · 3.875%
HK$185,230
−HK$5,678/mo
Today · 4.125%
HK$190,908
baseline
▲ 0.50% · 4.625%
HK$202,524
+HK$11,616/mo
Deposit HK$16.88M · loan HK$39.39M · min. income ≈ HK$381,816/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$2,391,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,850
−HK$10,798/mo
▼ 0.25% · 3.875%
HK$205,210
−HK$5,438/mo
Today · 4.125%
HK$210,648
baseline
▲ 0.50% · 4.625%
HK$221,751
+HK$11,103/mo
Deposit HK$16.88M · loan HK$39.39M · min. income ≈ HK$421,296/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$2,391,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,969
−HK$14,484/mo
▼ 0.25% · 3.875%
HK$238,153
−HK$7,300/mo
Today · 4.125%
HK$245,453
baseline
▲ 0.50% · 4.625%
HK$260,388
+HK$14,935/mo
Deposit HK$5.63M · loan HK$50.65M · min. income ≈ HK$490,906/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$2,391,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,950
−HK$13,883/mo
▼ 0.25% · 3.875%
HK$263,842
−HK$6,991/mo
Today · 4.125%
HK$270,833
baseline
▲ 0.50% · 4.625%
HK$285,109
+HK$14,276/mo
Deposit HK$5.63M · loan HK$50.65M · min. income ≈ HK$541,666/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$2,391,587 · Scale 2, in force from 26 Feb 2026)