LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,329
−HK$8,048/mo
▼ 0.25% · 3.875%
HK$132,321
−HK$4,056/mo
Today · 4.125%
HK$136,377
baseline
▲ 0.50% · 4.625%
HK$144,675
+HK$8,298/mo
Deposit HK$28.14M · loan HK$28.14M · min. income ≈ HK$272,754/mo (50% DSR)
Upfront cash ≈ HK$30.53M (deposit + AVD stamp duty HK$2,391,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,765
−HK$7,713/mo
▼ 0.25% · 3.875%
HK$146,594
−HK$3,884/mo
Today · 4.125%
HK$150,478
baseline
▲ 0.50% · 4.625%
HK$158,410
+HK$7,932/mo
Deposit HK$28.14M · loan HK$28.14M · min. income ≈ HK$300,956/mo (50% DSR)
Upfront cash ≈ HK$30.53M (deposit + AVD stamp duty HK$2,391,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,995
−HK$9,657/mo
▼ 0.25% · 3.875%
HK$158,785
−HK$4,867/mo
Today · 4.125%
HK$163,652
baseline
▲ 0.50% · 4.625%
HK$173,610
+HK$9,958/mo
Deposit HK$22.51M · loan HK$33.77M · min. income ≈ HK$327,304/mo (50% DSR)
Upfront cash ≈ HK$24.90M (deposit + AVD stamp duty HK$2,391,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,318
−HK$9,256/mo
▼ 0.25% · 3.875%
HK$175,913
−HK$4,661/mo
Today · 4.125%
HK$180,574
baseline
▲ 0.50% · 4.625%
HK$190,092
+HK$9,518/mo
Deposit HK$22.51M · loan HK$33.77M · min. income ≈ HK$361,148/mo (50% DSR)
Upfront cash ≈ HK$24.90M (deposit + AVD stamp duty HK$2,391,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,661
−HK$11,266/mo
▼ 0.25% · 3.875%
HK$185,250
−HK$5,677/mo
Today · 4.125%
HK$190,927
baseline
▲ 0.50% · 4.625%
HK$202,545
+HK$11,618/mo
Deposit HK$16.88M · loan HK$39.39M · min. income ≈ HK$381,854/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$2,391,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,871
−HK$10,799/mo
▼ 0.25% · 3.875%
HK$205,232
−HK$5,438/mo
Today · 4.125%
HK$210,670
baseline
▲ 0.50% · 4.625%
HK$221,774
+HK$11,104/mo
Deposit HK$16.88M · loan HK$39.39M · min. income ≈ HK$421,340/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$2,391,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,993
−HK$14,485/mo
▼ 0.25% · 3.875%
HK$238,178
−HK$7,300/mo
Today · 4.125%
HK$245,478
baseline
▲ 0.50% · 4.625%
HK$260,415
+HK$14,937/mo
Deposit HK$5.63M · loan HK$50.65M · min. income ≈ HK$490,956/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$2,391,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,977
−HK$13,884/mo
▼ 0.25% · 3.875%
HK$263,869
−HK$6,992/mo
Today · 4.125%
HK$270,861
baseline
▲ 0.50% · 4.625%
HK$285,138
+HK$14,277/mo
Deposit HK$5.63M · loan HK$50.65M · min. income ≈ HK$541,722/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$2,391,836 · Scale 2, in force from 26 Feb 2026)