LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,350
−HK$8,049/mo
▼ 0.25% · 3.875%
HK$132,343
−HK$4,056/mo
Today · 4.125%
HK$136,399
baseline
▲ 0.50% · 4.625%
HK$144,699
+HK$8,300/mo
Deposit HK$28.14M · loan HK$28.14M · min. income ≈ HK$272,798/mo (50% DSR)
Upfront cash ≈ HK$30.54M (deposit + AVD stamp duty HK$2,392,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,789
−HK$7,714/mo
▼ 0.25% · 3.875%
HK$146,618
−HK$3,885/mo
Today · 4.125%
HK$150,503
baseline
▲ 0.50% · 4.625%
HK$158,436
+HK$7,933/mo
Deposit HK$28.14M · loan HK$28.14M · min. income ≈ HK$301,006/mo (50% DSR)
Upfront cash ≈ HK$30.54M (deposit + AVD stamp duty HK$2,392,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,021
−HK$9,658/mo
▼ 0.25% · 3.875%
HK$158,811
−HK$4,868/mo
Today · 4.125%
HK$163,679
baseline
▲ 0.50% · 4.625%
HK$173,638
+HK$9,959/mo
Deposit HK$22.52M · loan HK$33.77M · min. income ≈ HK$327,358/mo (50% DSR)
Upfront cash ≈ HK$24.91M (deposit + AVD stamp duty HK$2,392,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,346
−HK$9,258/mo
▼ 0.25% · 3.875%
HK$175,942
−HK$4,662/mo
Today · 4.125%
HK$180,604
baseline
▲ 0.50% · 4.625%
HK$190,123
+HK$9,519/mo
Deposit HK$22.52M · loan HK$33.77M · min. income ≈ HK$361,208/mo (50% DSR)
Upfront cash ≈ HK$24.91M (deposit + AVD stamp duty HK$2,392,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,691
−HK$11,268/mo
▼ 0.25% · 3.875%
HK$185,280
−HK$5,679/mo
Today · 4.125%
HK$190,959
baseline
▲ 0.50% · 4.625%
HK$202,578
+HK$11,619/mo
Deposit HK$16.89M · loan HK$39.40M · min. income ≈ HK$381,918/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$2,392,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,904
−HK$10,800/mo
▼ 0.25% · 3.875%
HK$205,265
−HK$5,439/mo
Today · 4.125%
HK$210,704
baseline
▲ 0.50% · 4.625%
HK$221,811
+HK$11,107/mo
Deposit HK$16.89M · loan HK$39.40M · min. income ≈ HK$421,408/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$2,392,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,031
−HK$14,487/mo
▼ 0.25% · 3.875%
HK$238,217
−HK$7,301/mo
Today · 4.125%
HK$245,518
baseline
▲ 0.50% · 4.625%
HK$260,458
+HK$14,940/mo
Deposit HK$5.63M · loan HK$50.66M · min. income ≈ HK$491,036/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$2,392,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,019
−HK$13,886/mo
▼ 0.25% · 3.875%
HK$263,913
−HK$6,992/mo
Today · 4.125%
HK$270,905
baseline
▲ 0.50% · 4.625%
HK$285,185
+HK$14,280/mo
Deposit HK$5.63M · loan HK$50.66M · min. income ≈ HK$541,810/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$2,392,229 · Scale 2, in force from 26 Feb 2026)