LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,392
−HK$8,052/mo
▼ 0.25% · 3.875%
HK$132,386
−HK$4,058/mo
Today · 4.125%
HK$136,444
baseline
▲ 0.50% · 4.625%
HK$144,746
+HK$8,302/mo
Deposit HK$28.15M · loan HK$28.15M · min. income ≈ HK$272,888/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,393,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,835
−HK$7,717/mo
▼ 0.25% · 3.875%
HK$146,666
−HK$3,886/mo
Today · 4.125%
HK$150,552
baseline
▲ 0.50% · 4.625%
HK$158,488
+HK$7,936/mo
Deposit HK$28.15M · loan HK$28.15M · min. income ≈ HK$301,104/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,393,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,071
−HK$9,662/mo
▼ 0.25% · 3.875%
HK$158,863
−HK$4,870/mo
Today · 4.125%
HK$163,733
baseline
▲ 0.50% · 4.625%
HK$173,695
+HK$9,962/mo
Deposit HK$22.52M · loan HK$33.78M · min. income ≈ HK$327,466/mo (50% DSR)
Upfront cash ≈ HK$24.92M (deposit + AVD stamp duty HK$2,393,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,402
−HK$9,261/mo
▼ 0.25% · 3.875%
HK$175,999
−HK$4,664/mo
Today · 4.125%
HK$180,663
baseline
▲ 0.50% · 4.625%
HK$190,186
+HK$9,523/mo
Deposit HK$22.52M · loan HK$33.78M · min. income ≈ HK$361,326/mo (50% DSR)
Upfront cash ≈ HK$24.92M (deposit + AVD stamp duty HK$2,393,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,749
−HK$11,272/mo
▼ 0.25% · 3.875%
HK$185,341
−HK$5,680/mo
Today · 4.125%
HK$191,021
baseline
▲ 0.50% · 4.625%
HK$202,644
+HK$11,623/mo
Deposit HK$16.89M · loan HK$39.41M · min. income ≈ HK$382,042/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$2,393,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,969
−HK$10,804/mo
▼ 0.25% · 3.875%
HK$205,332
−HK$5,441/mo
Today · 4.125%
HK$210,773
baseline
▲ 0.50% · 4.625%
HK$221,883
+HK$11,110/mo
Deposit HK$16.89M · loan HK$39.41M · min. income ≈ HK$421,546/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$2,393,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,106
−HK$14,493/mo
▼ 0.25% · 3.875%
HK$238,295
−HK$7,304/mo
Today · 4.125%
HK$245,599
baseline
▲ 0.50% · 4.625%
HK$260,543
+HK$14,944/mo
Deposit HK$5.63M · loan HK$50.68M · min. income ≈ HK$491,198/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$2,393,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,104
−HK$13,890/mo
▼ 0.25% · 3.875%
HK$263,999
−HK$6,995/mo
Today · 4.125%
HK$270,994
baseline
▲ 0.50% · 4.625%
HK$285,279
+HK$14,285/mo
Deposit HK$5.63M · loan HK$50.68M · min. income ≈ HK$541,988/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$2,393,011 · Scale 2, in force from 26 Feb 2026)