LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,393
−HK$8,052/mo
▼ 0.25% · 3.875%
HK$132,387
−HK$4,058/mo
Today · 4.125%
HK$136,445
baseline
▲ 0.50% · 4.625%
HK$144,747
+HK$8,302/mo
Deposit HK$28.15M · loan HK$28.15M · min. income ≈ HK$272,890/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,393,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,836
−HK$7,717/mo
▼ 0.25% · 3.875%
HK$146,667
−HK$3,886/mo
Today · 4.125%
HK$150,553
baseline
▲ 0.50% · 4.625%
HK$158,489
+HK$7,936/mo
Deposit HK$28.15M · loan HK$28.15M · min. income ≈ HK$301,106/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,393,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,072
−HK$9,661/mo
▼ 0.25% · 3.875%
HK$158,864
−HK$4,869/mo
Today · 4.125%
HK$163,733
baseline
▲ 0.50% · 4.625%
HK$173,696
+HK$9,963/mo
Deposit HK$22.52M · loan HK$33.78M · min. income ≈ HK$327,466/mo (50% DSR)
Upfront cash ≈ HK$24.92M (deposit + AVD stamp duty HK$2,393,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,403
−HK$9,261/mo
▼ 0.25% · 3.875%
HK$176,000
−HK$4,664/mo
Today · 4.125%
HK$180,664
baseline
▲ 0.50% · 4.625%
HK$190,187
+HK$9,523/mo
Deposit HK$22.52M · loan HK$33.78M · min. income ≈ HK$361,328/mo (50% DSR)
Upfront cash ≈ HK$24.92M (deposit + AVD stamp duty HK$2,393,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,750
−HK$11,272/mo
▼ 0.25% · 3.875%
HK$185,342
−HK$5,680/mo
Today · 4.125%
HK$191,022
baseline
▲ 0.50% · 4.625%
HK$202,646
+HK$11,624/mo
Deposit HK$16.89M · loan HK$39.41M · min. income ≈ HK$382,044/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$2,393,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,971
−HK$10,803/mo
▼ 0.25% · 3.875%
HK$205,334
−HK$5,440/mo
Today · 4.125%
HK$210,774
baseline
▲ 0.50% · 4.625%
HK$221,885
+HK$11,111/mo
Deposit HK$16.89M · loan HK$39.41M · min. income ≈ HK$421,548/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$2,393,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,108
−HK$14,492/mo
▼ 0.25% · 3.875%
HK$238,296
−HK$7,304/mo
Today · 4.125%
HK$245,600
baseline
▲ 0.50% · 4.625%
HK$260,544
+HK$14,944/mo
Deposit HK$5.63M · loan HK$50.68M · min. income ≈ HK$491,200/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$2,393,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,105
−HK$13,891/mo
▼ 0.25% · 3.875%
HK$264,000
−HK$6,996/mo
Today · 4.125%
HK$270,996
baseline
▲ 0.50% · 4.625%
HK$285,280
+HK$14,284/mo
Deposit HK$5.63M · loan HK$50.68M · min. income ≈ HK$541,992/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$2,393,025 · Scale 2, in force from 26 Feb 2026)