LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,401
−HK$8,051/mo
▼ 0.25% · 3.875%
HK$132,395
−HK$4,057/mo
Today · 4.125%
HK$136,452
baseline
▲ 0.50% · 4.625%
HK$144,755
+HK$8,303/mo
Deposit HK$28.15M · loan HK$28.15M · min. income ≈ HK$272,904/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,393,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,844
−HK$7,718/mo
▼ 0.25% · 3.875%
HK$146,675
−HK$3,887/mo
Today · 4.125%
HK$150,562
baseline
▲ 0.50% · 4.625%
HK$158,498
+HK$7,936/mo
Deposit HK$28.15M · loan HK$28.15M · min. income ≈ HK$301,124/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,393,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,081
−HK$9,662/mo
▼ 0.25% · 3.875%
HK$158,874
−HK$4,869/mo
Today · 4.125%
HK$163,743
baseline
▲ 0.50% · 4.625%
HK$173,706
+HK$9,963/mo
Deposit HK$22.52M · loan HK$33.79M · min. income ≈ HK$327,486/mo (50% DSR)
Upfront cash ≈ HK$24.92M (deposit + AVD stamp duty HK$2,393,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,413
−HK$9,261/mo
▼ 0.25% · 3.875%
HK$176,011
−HK$4,663/mo
Today · 4.125%
HK$180,674
baseline
▲ 0.50% · 4.625%
HK$190,198
+HK$9,524/mo
Deposit HK$22.52M · loan HK$33.79M · min. income ≈ HK$361,348/mo (50% DSR)
Upfront cash ≈ HK$24.92M (deposit + AVD stamp duty HK$2,393,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,761
−HK$11,272/mo
▼ 0.25% · 3.875%
HK$185,352
−HK$5,681/mo
Today · 4.125%
HK$191,033
baseline
▲ 0.50% · 4.625%
HK$202,657
+HK$11,624/mo
Deposit HK$16.89M · loan HK$39.42M · min. income ≈ HK$382,066/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$2,393,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,982
−HK$10,805/mo
▼ 0.25% · 3.875%
HK$205,346
−HK$5,441/mo
Today · 4.125%
HK$210,787
baseline
▲ 0.50% · 4.625%
HK$221,897
+HK$11,110/mo
Deposit HK$16.89M · loan HK$39.42M · min. income ≈ HK$421,574/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$2,393,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,121
−HK$14,493/mo
▼ 0.25% · 3.875%
HK$238,310
−HK$7,304/mo
Today · 4.125%
HK$245,614
baseline
▲ 0.50% · 4.625%
HK$260,560
+HK$14,946/mo
Deposit HK$5.63M · loan HK$50.68M · min. income ≈ HK$491,228/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$2,393,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,120
−HK$13,891/mo
▼ 0.25% · 3.875%
HK$264,016
−HK$6,995/mo
Today · 4.125%
HK$271,011
baseline
▲ 0.50% · 4.625%
HK$285,297
+HK$14,286/mo
Deposit HK$5.63M · loan HK$50.68M · min. income ≈ HK$542,022/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$2,393,164 · Scale 2, in force from 26 Feb 2026)