LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,406
−HK$8,052/mo
▼ 0.25% · 3.875%
HK$132,400
−HK$4,058/mo
Today · 4.125%
HK$136,458
baseline
▲ 0.50% · 4.625%
HK$144,761
+HK$8,303/mo
Deposit HK$28.16M · loan HK$28.16M · min. income ≈ HK$272,916/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,393,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,850
−HK$7,718/mo
▼ 0.25% · 3.875%
HK$146,681
−HK$3,887/mo
Today · 4.125%
HK$150,568
baseline
▲ 0.50% · 4.625%
HK$158,504
+HK$7,936/mo
Deposit HK$28.16M · loan HK$28.16M · min. income ≈ HK$301,136/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,393,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,087
−HK$9,662/mo
▼ 0.25% · 3.875%
HK$158,880
−HK$4,869/mo
Today · 4.125%
HK$163,749
baseline
▲ 0.50% · 4.625%
HK$173,713
+HK$9,964/mo
Deposit HK$22.52M · loan HK$33.79M · min. income ≈ HK$327,498/mo (50% DSR)
Upfront cash ≈ HK$24.92M (deposit + AVD stamp duty HK$2,393,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,420
−HK$9,261/mo
▼ 0.25% · 3.875%
HK$176,017
−HK$4,664/mo
Today · 4.125%
HK$180,681
baseline
▲ 0.50% · 4.625%
HK$190,205
+HK$9,524/mo
Deposit HK$22.52M · loan HK$33.79M · min. income ≈ HK$361,362/mo (50% DSR)
Upfront cash ≈ HK$24.92M (deposit + AVD stamp duty HK$2,393,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,768
−HK$11,273/mo
▼ 0.25% · 3.875%
HK$185,360
−HK$5,681/mo
Today · 4.125%
HK$191,041
baseline
▲ 0.50% · 4.625%
HK$202,665
+HK$11,624/mo
Deposit HK$16.89M · loan HK$39.42M · min. income ≈ HK$382,082/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$2,393,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,990
−HK$10,805/mo
▼ 0.25% · 3.875%
HK$205,353
−HK$5,442/mo
Today · 4.125%
HK$210,795
baseline
▲ 0.50% · 4.625%
HK$221,906
+HK$11,111/mo
Deposit HK$16.89M · loan HK$39.42M · min. income ≈ HK$421,590/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$2,393,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,130
−HK$14,494/mo
▼ 0.25% · 3.875%
HK$238,319
−HK$7,305/mo
Today · 4.125%
HK$245,624
baseline
▲ 0.50% · 4.625%
HK$260,569
+HK$14,945/mo
Deposit HK$5.63M · loan HK$50.68M · min. income ≈ HK$491,248/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$2,393,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,130
−HK$13,892/mo
▼ 0.25% · 3.875%
HK$264,026
−HK$6,996/mo
Today · 4.125%
HK$271,022
baseline
▲ 0.50% · 4.625%
HK$285,308
+HK$14,286/mo
Deposit HK$5.63M · loan HK$50.68M · min. income ≈ HK$542,044/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$2,393,256 · Scale 2, in force from 26 Feb 2026)