LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,841
−HK$805/mo
▼ 0.25% · 3.875%
HK$13,240
−HK$406/mo
Today · 4.125%
HK$13,646
baseline
▲ 0.50% · 4.625%
HK$14,476
+HK$830/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$27,292/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$126,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,285
−HK$772/mo
▼ 0.25% · 3.875%
HK$14,668
−HK$389/mo
Today · 4.125%
HK$15,057
baseline
▲ 0.50% · 4.625%
HK$15,851
+HK$794/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$30,114/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$126,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,409
−HK$966/mo
▼ 0.25% · 3.875%
HK$15,888
−HK$487/mo
Today · 4.125%
HK$16,375
baseline
▲ 0.50% · 4.625%
HK$17,372
+HK$997/mo
Deposit HK$2.25M · loan HK$3.38M · min. income ≈ HK$32,750/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,142
−HK$927/mo
▼ 0.25% · 3.875%
HK$17,602
−HK$467/mo
Today · 4.125%
HK$18,069
baseline
▲ 0.50% · 4.625%
HK$19,021
+HK$952/mo
Deposit HK$2.25M · loan HK$3.38M · min. income ≈ HK$36,138/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,977
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,536
−HK$569/mo
Today · 4.125%
HK$19,105
baseline
▲ 0.50% · 4.625%
HK$20,267
+HK$1,162/mo
Deposit HK$1.69M · loan HK$3.94M · min. income ≈ HK$38,210/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$126,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,999
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,536
−HK$544/mo
Today · 4.125%
HK$21,080
baseline
▲ 0.50% · 4.625%
HK$22,191
+HK$1,111/mo
Deposit HK$1.69M · loan HK$3.94M · min. income ≈ HK$42,160/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$126,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,114
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,833
−HK$730/mo
Today · 4.125%
HK$24,563
baseline
▲ 0.50% · 4.625%
HK$26,058
+HK$1,495/mo
Deposit HK$563K · loan HK$5.07M · min. income ≈ HK$49,126/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$126,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,714
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,403
−HK$700/mo
Today · 4.125%
HK$27,103
baseline
▲ 0.50% · 4.625%
HK$28,531
+HK$1,428/mo
Deposit HK$563K · loan HK$5.07M · min. income ≈ HK$54,206/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$126,705 · Scale 2, in force from 26 Feb 2026)