LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,841
−HK$806/mo
▼ 0.25% · 3.875%
HK$13,241
−HK$406/mo
Today · 4.125%
HK$13,647
baseline
▲ 0.50% · 4.625%
HK$14,477
+HK$830/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$27,294/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$126,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,286
−HK$772/mo
▼ 0.25% · 3.875%
HK$14,669
−HK$389/mo
Today · 4.125%
HK$15,058
baseline
▲ 0.50% · 4.625%
HK$15,851
+HK$793/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$30,116/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$126,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,410
−HK$966/mo
▼ 0.25% · 3.875%
HK$15,889
−HK$487/mo
Today · 4.125%
HK$16,376
baseline
▲ 0.50% · 4.625%
HK$17,372
+HK$996/mo
Deposit HK$2.25M · loan HK$3.38M · min. income ≈ HK$32,752/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,143
−HK$926/mo
▼ 0.25% · 3.875%
HK$17,603
−HK$466/mo
Today · 4.125%
HK$18,069
baseline
▲ 0.50% · 4.625%
HK$19,022
+HK$953/mo
Deposit HK$2.25M · loan HK$3.38M · min. income ≈ HK$36,138/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,978
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$18,537
−HK$568/mo
Today · 4.125%
HK$19,105
baseline
▲ 0.50% · 4.625%
HK$20,268
+HK$1,163/mo
Deposit HK$1.69M · loan HK$3.94M · min. income ≈ HK$38,210/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$126,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,000
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,536
−HK$545/mo
Today · 4.125%
HK$21,081
baseline
▲ 0.50% · 4.625%
HK$22,192
+HK$1,111/mo
Deposit HK$1.69M · loan HK$3.94M · min. income ≈ HK$42,162/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$126,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,114
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,833
−HK$731/mo
Today · 4.125%
HK$24,564
baseline
▲ 0.50% · 4.625%
HK$26,058
+HK$1,494/mo
Deposit HK$563K · loan HK$5.07M · min. income ≈ HK$49,128/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$126,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,714
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,404
−HK$700/mo
Today · 4.125%
HK$27,104
baseline
▲ 0.50% · 4.625%
HK$28,532
+HK$1,428/mo
Deposit HK$563K · loan HK$5.07M · min. income ≈ HK$54,208/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$126,709 · Scale 2, in force from 26 Feb 2026)