LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,414
−HK$8,053/mo
▼ 0.25% · 3.875%
HK$132,409
−HK$4,058/mo
Today · 4.125%
HK$136,467
baseline
▲ 0.50% · 4.625%
HK$144,771
+HK$8,304/mo
Deposit HK$28.16M · loan HK$28.16M · min. income ≈ HK$272,934/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,393,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,860
−HK$7,718/mo
▼ 0.25% · 3.875%
HK$146,691
−HK$3,887/mo
Today · 4.125%
HK$150,578
baseline
▲ 0.50% · 4.625%
HK$158,515
+HK$7,937/mo
Deposit HK$28.16M · loan HK$28.16M · min. income ≈ HK$301,156/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,393,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,097
−HK$9,663/mo
▼ 0.25% · 3.875%
HK$158,890
−HK$4,870/mo
Today · 4.125%
HK$163,760
baseline
▲ 0.50% · 4.625%
HK$173,725
+HK$9,965/mo
Deposit HK$22.53M · loan HK$33.79M · min. income ≈ HK$327,520/mo (50% DSR)
Upfront cash ≈ HK$24.92M (deposit + AVD stamp duty HK$2,393,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,432
−HK$9,261/mo
▼ 0.25% · 3.875%
HK$176,029
−HK$4,664/mo
Today · 4.125%
HK$180,693
baseline
▲ 0.50% · 4.625%
HK$190,218
+HK$9,525/mo
Deposit HK$22.53M · loan HK$33.79M · min. income ≈ HK$361,386/mo (50% DSR)
Upfront cash ≈ HK$24.92M (deposit + AVD stamp duty HK$2,393,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,780
−HK$11,274/mo
▼ 0.25% · 3.875%
HK$185,372
−HK$5,682/mo
Today · 4.125%
HK$191,054
baseline
▲ 0.50% · 4.625%
HK$202,679
+HK$11,625/mo
Deposit HK$16.89M · loan HK$39.42M · min. income ≈ HK$382,108/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$2,393,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,003
−HK$10,806/mo
▼ 0.25% · 3.875%
HK$205,367
−HK$5,442/mo
Today · 4.125%
HK$210,809
baseline
▲ 0.50% · 4.625%
HK$221,921
+HK$11,112/mo
Deposit HK$16.89M · loan HK$39.42M · min. income ≈ HK$421,618/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$2,393,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,146
−HK$14,495/mo
▼ 0.25% · 3.875%
HK$238,336
−HK$7,305/mo
Today · 4.125%
HK$245,641
baseline
▲ 0.50% · 4.625%
HK$260,587
+HK$14,946/mo
Deposit HK$5.63M · loan HK$50.68M · min. income ≈ HK$491,282/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$2,393,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,147
−HK$13,893/mo
▼ 0.25% · 3.875%
HK$264,044
−HK$6,996/mo
Today · 4.125%
HK$271,040
baseline
▲ 0.50% · 4.625%
HK$285,327
+HK$14,287/mo
Deposit HK$5.63M · loan HK$50.68M · min. income ≈ HK$542,080/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$2,393,419 · Scale 2, in force from 26 Feb 2026)