LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,417
−HK$8,053/mo
▼ 0.25% · 3.875%
HK$132,412
−HK$4,058/mo
Today · 4.125%
HK$136,470
baseline
▲ 0.50% · 4.625%
HK$144,774
+HK$8,304/mo
Deposit HK$28.16M · loan HK$28.16M · min. income ≈ HK$272,940/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,393,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,863
−HK$7,718/mo
▼ 0.25% · 3.875%
HK$146,694
−HK$3,887/mo
Today · 4.125%
HK$150,581
baseline
▲ 0.50% · 4.625%
HK$158,518
+HK$7,937/mo
Deposit HK$28.16M · loan HK$28.16M · min. income ≈ HK$301,162/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,393,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,100
−HK$9,664/mo
▼ 0.25% · 3.875%
HK$158,894
−HK$4,870/mo
Today · 4.125%
HK$163,764
baseline
▲ 0.50% · 4.625%
HK$173,729
+HK$9,965/mo
Deposit HK$22.53M · loan HK$33.79M · min. income ≈ HK$327,528/mo (50% DSR)
Upfront cash ≈ HK$24.92M (deposit + AVD stamp duty HK$2,393,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,435
−HK$9,262/mo
▼ 0.25% · 3.875%
HK$176,033
−HK$4,664/mo
Today · 4.125%
HK$180,697
baseline
▲ 0.50% · 4.625%
HK$190,222
+HK$9,525/mo
Deposit HK$22.53M · loan HK$33.79M · min. income ≈ HK$361,394/mo (50% DSR)
Upfront cash ≈ HK$24.92M (deposit + AVD stamp duty HK$2,393,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,784
−HK$11,274/mo
▼ 0.25% · 3.875%
HK$185,376
−HK$5,682/mo
Today · 4.125%
HK$191,058
baseline
▲ 0.50% · 4.625%
HK$202,683
+HK$11,625/mo
Deposit HK$16.90M · loan HK$39.42M · min. income ≈ HK$382,116/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$2,393,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,008
−HK$10,806/mo
▼ 0.25% · 3.875%
HK$205,372
−HK$5,442/mo
Today · 4.125%
HK$210,814
baseline
▲ 0.50% · 4.625%
HK$221,926
+HK$11,112/mo
Deposit HK$16.90M · loan HK$39.42M · min. income ≈ HK$421,628/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$2,393,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,151
−HK$14,495/mo
▼ 0.25% · 3.875%
HK$238,341
−HK$7,305/mo
Today · 4.125%
HK$245,646
baseline
▲ 0.50% · 4.625%
HK$260,593
+HK$14,947/mo
Deposit HK$5.63M · loan HK$50.69M · min. income ≈ HK$491,292/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,393,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,153
−HK$13,893/mo
▼ 0.25% · 3.875%
HK$264,050
−HK$6,996/mo
Today · 4.125%
HK$271,046
baseline
▲ 0.50% · 4.625%
HK$285,333
+HK$14,287/mo
Deposit HK$5.63M · loan HK$50.69M · min. income ≈ HK$542,092/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,393,471 · Scale 2, in force from 26 Feb 2026)