LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,428
−HK$8,053/mo
▼ 0.25% · 3.875%
HK$132,422
−HK$4,059/mo
Today · 4.125%
HK$136,481
baseline
▲ 0.50% · 4.625%
HK$144,786
+HK$8,305/mo
Deposit HK$28.16M · loan HK$28.16M · min. income ≈ HK$272,962/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,393,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,874
−HK$7,719/mo
▼ 0.25% · 3.875%
HK$146,706
−HK$3,887/mo
Today · 4.125%
HK$150,593
baseline
▲ 0.50% · 4.625%
HK$158,531
+HK$7,938/mo
Deposit HK$28.16M · loan HK$28.16M · min. income ≈ HK$301,186/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,393,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,113
−HK$9,664/mo
▼ 0.25% · 3.875%
HK$158,907
−HK$4,870/mo
Today · 4.125%
HK$163,777
baseline
▲ 0.50% · 4.625%
HK$173,743
+HK$9,966/mo
Deposit HK$22.53M · loan HK$33.79M · min. income ≈ HK$327,554/mo (50% DSR)
Upfront cash ≈ HK$24.92M (deposit + AVD stamp duty HK$2,393,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,449
−HK$9,263/mo
▼ 0.25% · 3.875%
HK$176,047
−HK$4,665/mo
Today · 4.125%
HK$180,712
baseline
▲ 0.50% · 4.625%
HK$190,238
+HK$9,526/mo
Deposit HK$22.53M · loan HK$33.79M · min. income ≈ HK$361,424/mo (50% DSR)
Upfront cash ≈ HK$24.92M (deposit + AVD stamp duty HK$2,393,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,799
−HK$11,275/mo
▼ 0.25% · 3.875%
HK$185,391
−HK$5,683/mo
Today · 4.125%
HK$191,074
baseline
▲ 0.50% · 4.625%
HK$202,700
+HK$11,626/mo
Deposit HK$16.90M · loan HK$39.43M · min. income ≈ HK$382,148/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$2,393,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,024
−HK$10,807/mo
▼ 0.25% · 3.875%
HK$205,389
−HK$5,442/mo
Today · 4.125%
HK$210,831
baseline
▲ 0.50% · 4.625%
HK$221,944
+HK$11,113/mo
Deposit HK$16.90M · loan HK$39.43M · min. income ≈ HK$421,662/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$2,393,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,170
−HK$14,496/mo
▼ 0.25% · 3.875%
HK$238,360
−HK$7,306/mo
Today · 4.125%
HK$245,666
baseline
▲ 0.50% · 4.625%
HK$260,614
+HK$14,948/mo
Deposit HK$5.63M · loan HK$50.69M · min. income ≈ HK$491,332/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,393,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,174
−HK$13,894/mo
▼ 0.25% · 3.875%
HK$264,071
−HK$6,997/mo
Today · 4.125%
HK$271,068
baseline
▲ 0.50% · 4.625%
HK$285,357
+HK$14,289/mo
Deposit HK$5.63M · loan HK$50.69M · min. income ≈ HK$542,136/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,393,666 · Scale 2, in force from 26 Feb 2026)