LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,428
−HK$8,054/mo
▼ 0.25% · 3.875%
HK$132,423
−HK$4,059/mo
Today · 4.125%
HK$136,482
baseline
▲ 0.50% · 4.625%
HK$144,787
+HK$8,305/mo
Deposit HK$28.16M · loan HK$28.16M · min. income ≈ HK$272,964/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,393,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,875
−HK$7,719/mo
▼ 0.25% · 3.875%
HK$146,707
−HK$3,887/mo
Today · 4.125%
HK$150,594
baseline
▲ 0.50% · 4.625%
HK$158,532
+HK$7,938/mo
Deposit HK$28.16M · loan HK$28.16M · min. income ≈ HK$301,188/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,393,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,114
−HK$9,664/mo
▼ 0.25% · 3.875%
HK$158,908
−HK$4,870/mo
Today · 4.125%
HK$163,778
baseline
▲ 0.50% · 4.625%
HK$173,744
+HK$9,966/mo
Deposit HK$22.53M · loan HK$33.79M · min. income ≈ HK$327,556/mo (50% DSR)
Upfront cash ≈ HK$24.92M (deposit + AVD stamp duty HK$2,393,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,450
−HK$9,263/mo
▼ 0.25% · 3.875%
HK$176,049
−HK$4,664/mo
Today · 4.125%
HK$180,713
baseline
▲ 0.50% · 4.625%
HK$190,239
+HK$9,526/mo
Deposit HK$22.53M · loan HK$33.79M · min. income ≈ HK$361,426/mo (50% DSR)
Upfront cash ≈ HK$24.92M (deposit + AVD stamp duty HK$2,393,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,800
−HK$11,275/mo
▼ 0.25% · 3.875%
HK$185,393
−HK$5,682/mo
Today · 4.125%
HK$191,075
baseline
▲ 0.50% · 4.625%
HK$202,701
+HK$11,626/mo
Deposit HK$16.90M · loan HK$39.43M · min. income ≈ HK$382,150/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$2,393,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,025
−HK$10,807/mo
▼ 0.25% · 3.875%
HK$205,390
−HK$5,442/mo
Today · 4.125%
HK$210,832
baseline
▲ 0.50% · 4.625%
HK$221,945
+HK$11,113/mo
Deposit HK$16.90M · loan HK$39.43M · min. income ≈ HK$421,664/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$2,393,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,171
−HK$14,497/mo
▼ 0.25% · 3.875%
HK$238,362
−HK$7,306/mo
Today · 4.125%
HK$245,668
baseline
▲ 0.50% · 4.625%
HK$260,616
+HK$14,948/mo
Deposit HK$5.63M · loan HK$50.69M · min. income ≈ HK$491,336/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,393,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,176
−HK$13,894/mo
▼ 0.25% · 3.875%
HK$264,073
−HK$6,997/mo
Today · 4.125%
HK$271,070
baseline
▲ 0.50% · 4.625%
HK$285,358
+HK$14,288/mo
Deposit HK$5.63M · loan HK$50.69M · min. income ≈ HK$542,140/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,393,681 · Scale 2, in force from 26 Feb 2026)