LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,844
−HK$806/mo
▼ 0.25% · 3.875%
HK$13,244
−HK$406/mo
Today · 4.125%
HK$13,650
baseline
▲ 0.50% · 4.625%
HK$14,480
+HK$830/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$27,300/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$126,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,289
−HK$772/mo
▼ 0.25% · 3.875%
HK$14,672
−HK$389/mo
Today · 4.125%
HK$15,061
baseline
▲ 0.50% · 4.625%
HK$15,855
+HK$794/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$30,122/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$126,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,413
−HK$967/mo
▼ 0.25% · 3.875%
HK$15,892
−HK$488/mo
Today · 4.125%
HK$16,380
baseline
▲ 0.50% · 4.625%
HK$17,376
+HK$996/mo
Deposit HK$2.25M · loan HK$3.38M · min. income ≈ HK$32,760/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,147
−HK$926/mo
▼ 0.25% · 3.875%
HK$17,607
−HK$466/mo
Today · 4.125%
HK$18,073
baseline
▲ 0.50% · 4.625%
HK$19,026
+HK$953/mo
Deposit HK$2.25M · loan HK$3.38M · min. income ≈ HK$36,146/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,982
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$18,541
−HK$568/mo
Today · 4.125%
HK$19,109
baseline
▲ 0.50% · 4.625%
HK$20,272
+HK$1,163/mo
Deposit HK$1.69M · loan HK$3.94M · min. income ≈ HK$38,218/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$126,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,005
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$20,541
−HK$544/mo
Today · 4.125%
HK$21,085
baseline
▲ 0.50% · 4.625%
HK$22,197
+HK$1,112/mo
Deposit HK$1.69M · loan HK$3.94M · min. income ≈ HK$42,170/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$126,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,120
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,839
−HK$730/mo
Today · 4.125%
HK$24,569
baseline
▲ 0.50% · 4.625%
HK$26,064
+HK$1,495/mo
Deposit HK$563K · loan HK$5.07M · min. income ≈ HK$49,138/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$126,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,720
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,410
−HK$700/mo
Today · 4.125%
HK$27,110
baseline
▲ 0.50% · 4.625%
HK$28,539
+HK$1,429/mo
Deposit HK$563K · loan HK$5.07M · min. income ≈ HK$54,220/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$126,738 · Scale 2, in force from 26 Feb 2026)