LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,468
−HK$8,056/mo
▼ 0.25% · 3.875%
HK$132,464
−HK$4,060/mo
Today · 4.125%
HK$136,524
baseline
▲ 0.50% · 4.625%
HK$144,831
+HK$8,307/mo
Deposit HK$28.17M · loan HK$28.17M · min. income ≈ HK$273,048/mo (50% DSR)
Upfront cash ≈ HK$30.56M (deposit + AVD stamp duty HK$2,394,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,919
−HK$7,721/mo
▼ 0.25% · 3.875%
HK$146,752
−HK$3,888/mo
Today · 4.125%
HK$150,640
baseline
▲ 0.50% · 4.625%
HK$158,581
+HK$7,941/mo
Deposit HK$28.17M · loan HK$28.17M · min. income ≈ HK$301,280/mo (50% DSR)
Upfront cash ≈ HK$30.56M (deposit + AVD stamp duty HK$2,394,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,161
−HK$9,667/mo
▼ 0.25% · 3.875%
HK$158,956
−HK$4,872/mo
Today · 4.125%
HK$163,828
baseline
▲ 0.50% · 4.625%
HK$173,797
+HK$9,969/mo
Deposit HK$22.54M · loan HK$33.80M · min. income ≈ HK$327,656/mo (50% DSR)
Upfront cash ≈ HK$24.93M (deposit + AVD stamp duty HK$2,394,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,503
−HK$9,266/mo
▼ 0.25% · 3.875%
HK$176,102
−HK$4,667/mo
Today · 4.125%
HK$180,769
baseline
▲ 0.50% · 4.625%
HK$190,297
+HK$9,528/mo
Deposit HK$22.54M · loan HK$33.80M · min. income ≈ HK$361,538/mo (50% DSR)
Upfront cash ≈ HK$24.93M (deposit + AVD stamp duty HK$2,394,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,855
−HK$11,278/mo
▼ 0.25% · 3.875%
HK$185,449
−HK$5,684/mo
Today · 4.125%
HK$191,133
baseline
▲ 0.50% · 4.625%
HK$202,763
+HK$11,630/mo
Deposit HK$16.90M · loan HK$39.44M · min. income ≈ HK$382,266/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$2,394,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,087
−HK$10,810/mo
▼ 0.25% · 3.875%
HK$205,453
−HK$5,444/mo
Today · 4.125%
HK$210,897
baseline
▲ 0.50% · 4.625%
HK$222,013
+HK$11,116/mo
Deposit HK$16.90M · loan HK$39.44M · min. income ≈ HK$421,794/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$2,394,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,242
−HK$14,501/mo
▼ 0.25% · 3.875%
HK$238,435
−HK$7,308/mo
Today · 4.125%
HK$245,743
baseline
▲ 0.50% · 4.625%
HK$260,696
+HK$14,953/mo
Deposit HK$5.63M · loan HK$50.71M · min. income ≈ HK$491,486/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,394,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,254
−HK$13,899/mo
▼ 0.25% · 3.875%
HK$264,154
−HK$6,999/mo
Today · 4.125%
HK$271,153
baseline
▲ 0.50% · 4.625%
HK$285,446
+HK$14,293/mo
Deposit HK$5.63M · loan HK$50.71M · min. income ≈ HK$542,306/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,394,414 · Scale 2, in force from 26 Feb 2026)