LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,485
−HK$8,057/mo
▼ 0.25% · 3.875%
HK$132,482
−HK$4,060/mo
Today · 4.125%
HK$136,542
baseline
▲ 0.50% · 4.625%
HK$144,850
+HK$8,308/mo
Deposit HK$28.17M · loan HK$28.17M · min. income ≈ HK$273,084/mo (50% DSR)
Upfront cash ≈ HK$30.57M (deposit + AVD stamp duty HK$2,394,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,938
−HK$7,723/mo
▼ 0.25% · 3.875%
HK$146,772
−HK$3,889/mo
Today · 4.125%
HK$150,661
baseline
▲ 0.50% · 4.625%
HK$158,602
+HK$7,941/mo
Deposit HK$28.17M · loan HK$28.17M · min. income ≈ HK$301,322/mo (50% DSR)
Upfront cash ≈ HK$30.57M (deposit + AVD stamp duty HK$2,394,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,182
−HK$9,668/mo
▼ 0.25% · 3.875%
HK$158,978
−HK$4,872/mo
Today · 4.125%
HK$163,850
baseline
▲ 0.50% · 4.625%
HK$173,820
+HK$9,970/mo
Deposit HK$22.54M · loan HK$33.81M · min. income ≈ HK$327,700/mo (50% DSR)
Upfront cash ≈ HK$24.93M (deposit + AVD stamp duty HK$2,394,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,526
−HK$9,267/mo
▼ 0.25% · 3.875%
HK$176,126
−HK$4,667/mo
Today · 4.125%
HK$180,793
baseline
▲ 0.50% · 4.625%
HK$190,323
+HK$9,530/mo
Deposit HK$22.54M · loan HK$33.81M · min. income ≈ HK$361,586/mo (50% DSR)
Upfront cash ≈ HK$24.93M (deposit + AVD stamp duty HK$2,394,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,879
−HK$11,280/mo
▼ 0.25% · 3.875%
HK$185,474
−HK$5,685/mo
Today · 4.125%
HK$191,159
baseline
▲ 0.50% · 4.625%
HK$202,790
+HK$11,631/mo
Deposit HK$16.90M · loan HK$39.44M · min. income ≈ HK$382,318/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$2,394,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,113
−HK$10,812/mo
▼ 0.25% · 3.875%
HK$205,480
−HK$5,445/mo
Today · 4.125%
HK$210,925
baseline
▲ 0.50% · 4.625%
HK$222,043
+HK$11,118/mo
Deposit HK$16.90M · loan HK$39.44M · min. income ≈ HK$421,850/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$2,394,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,273
−HK$14,503/mo
▼ 0.25% · 3.875%
HK$238,467
−HK$7,309/mo
Today · 4.125%
HK$245,776
baseline
▲ 0.50% · 4.625%
HK$260,731
+HK$14,955/mo
Deposit HK$5.63M · loan HK$50.71M · min. income ≈ HK$491,552/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,394,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,289
−HK$13,900/mo
▼ 0.25% · 3.875%
HK$264,189
−HK$7,000/mo
Today · 4.125%
HK$271,189
baseline
▲ 0.50% · 4.625%
HK$285,484
+HK$14,295/mo
Deposit HK$5.63M · loan HK$50.71M · min. income ≈ HK$542,378/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,394,735 · Scale 2, in force from 26 Feb 2026)