LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,486
−HK$8,057/mo
▼ 0.25% · 3.875%
HK$132,482
−HK$4,061/mo
Today · 4.125%
HK$136,543
baseline
▲ 0.50% · 4.625%
HK$144,851
+HK$8,308/mo
Deposit HK$28.17M · loan HK$28.17M · min. income ≈ HK$273,086/mo (50% DSR)
Upfront cash ≈ HK$30.57M (deposit + AVD stamp duty HK$2,394,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,939
−HK$7,723/mo
▼ 0.25% · 3.875%
HK$146,773
−HK$3,889/mo
Today · 4.125%
HK$150,662
baseline
▲ 0.50% · 4.625%
HK$158,603
+HK$7,941/mo
Deposit HK$28.17M · loan HK$28.17M · min. income ≈ HK$301,324/mo (50% DSR)
Upfront cash ≈ HK$30.57M (deposit + AVD stamp duty HK$2,394,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,183
−HK$9,669/mo
▼ 0.25% · 3.875%
HK$158,979
−HK$4,873/mo
Today · 4.125%
HK$163,852
baseline
▲ 0.50% · 4.625%
HK$173,821
+HK$9,969/mo
Deposit HK$22.54M · loan HK$33.81M · min. income ≈ HK$327,704/mo (50% DSR)
Upfront cash ≈ HK$24.93M (deposit + AVD stamp duty HK$2,394,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,527
−HK$9,267/mo
▼ 0.25% · 3.875%
HK$176,127
−HK$4,667/mo
Today · 4.125%
HK$180,794
baseline
▲ 0.50% · 4.625%
HK$190,324
+HK$9,530/mo
Deposit HK$22.54M · loan HK$33.81M · min. income ≈ HK$361,588/mo (50% DSR)
Upfront cash ≈ HK$24.93M (deposit + AVD stamp duty HK$2,394,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,880
−HK$11,280/mo
▼ 0.25% · 3.875%
HK$185,475
−HK$5,685/mo
Today · 4.125%
HK$191,160
baseline
▲ 0.50% · 4.625%
HK$202,792
+HK$11,632/mo
Deposit HK$16.90M · loan HK$39.44M · min. income ≈ HK$382,320/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$2,394,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,115
−HK$10,811/mo
▼ 0.25% · 3.875%
HK$205,482
−HK$5,444/mo
Today · 4.125%
HK$210,926
baseline
▲ 0.50% · 4.625%
HK$222,045
+HK$11,119/mo
Deposit HK$16.90M · loan HK$39.44M · min. income ≈ HK$421,852/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$2,394,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,274
−HK$14,503/mo
▼ 0.25% · 3.875%
HK$238,468
−HK$7,309/mo
Today · 4.125%
HK$245,777
baseline
▲ 0.50% · 4.625%
HK$260,732
+HK$14,955/mo
Deposit HK$5.63M · loan HK$50.71M · min. income ≈ HK$491,554/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,394,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,290
−HK$13,901/mo
▼ 0.25% · 3.875%
HK$264,191
−HK$7,000/mo
Today · 4.125%
HK$271,191
baseline
▲ 0.50% · 4.625%
HK$285,486
+HK$14,295/mo
Deposit HK$5.63M · loan HK$50.71M · min. income ≈ HK$542,382/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,394,750 · Scale 2, in force from 26 Feb 2026)