LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,850
−HK$806/mo
▼ 0.25% · 3.875%
HK$13,250
−HK$406/mo
Today · 4.125%
HK$13,656
baseline
▲ 0.50% · 4.625%
HK$14,487
+HK$831/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$27,312/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$126,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,295
−HK$773/mo
▼ 0.25% · 3.875%
HK$14,679
−HK$389/mo
Today · 4.125%
HK$15,068
baseline
▲ 0.50% · 4.625%
HK$15,862
+HK$794/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$30,136/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$126,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,420
−HK$967/mo
▼ 0.25% · 3.875%
HK$15,900
−HK$487/mo
Today · 4.125%
HK$16,387
baseline
▲ 0.50% · 4.625%
HK$17,384
+HK$997/mo
Deposit HK$2.25M · loan HK$3.38M · min. income ≈ HK$32,774/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,155
−HK$926/mo
▼ 0.25% · 3.875%
HK$17,615
−HK$466/mo
Today · 4.125%
HK$18,081
baseline
▲ 0.50% · 4.625%
HK$19,034
+HK$953/mo
Deposit HK$2.25M · loan HK$3.38M · min. income ≈ HK$36,162/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,990
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,550
−HK$568/mo
Today · 4.125%
HK$19,118
baseline
▲ 0.50% · 4.625%
HK$20,281
+HK$1,163/mo
Deposit HK$1.69M · loan HK$3.94M · min. income ≈ HK$38,236/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$126,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,014
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,550
−HK$545/mo
Today · 4.125%
HK$21,095
baseline
▲ 0.50% · 4.625%
HK$22,207
+HK$1,112/mo
Deposit HK$1.69M · loan HK$3.94M · min. income ≈ HK$42,190/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$126,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,130
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,849
−HK$731/mo
Today · 4.125%
HK$24,580
baseline
▲ 0.50% · 4.625%
HK$26,076
+HK$1,496/mo
Deposit HK$564K · loan HK$5.07M · min. income ≈ HK$49,160/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$126,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,732
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,422
−HK$700/mo
Today · 4.125%
HK$27,122
baseline
▲ 0.50% · 4.625%
HK$28,552
+HK$1,430/mo
Deposit HK$564K · loan HK$5.07M · min. income ≈ HK$54,244/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$126,795 · Scale 2, in force from 26 Feb 2026)