LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,501
−HK$8,058/mo
▼ 0.25% · 3.875%
HK$132,498
−HK$4,061/mo
Today · 4.125%
HK$136,559
baseline
▲ 0.50% · 4.625%
HK$144,868
+HK$8,309/mo
Deposit HK$28.18M · loan HK$28.18M · min. income ≈ HK$273,118/mo (50% DSR)
Upfront cash ≈ HK$30.57M (deposit + AVD stamp duty HK$2,395,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,956
−HK$7,724/mo
▼ 0.25% · 3.875%
HK$146,790
−HK$3,890/mo
Today · 4.125%
HK$150,680
baseline
▲ 0.50% · 4.625%
HK$158,622
+HK$7,942/mo
Deposit HK$28.18M · loan HK$28.18M · min. income ≈ HK$301,360/mo (50% DSR)
Upfront cash ≈ HK$30.57M (deposit + AVD stamp duty HK$2,395,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,201
−HK$9,670/mo
▼ 0.25% · 3.875%
HK$158,998
−HK$4,873/mo
Today · 4.125%
HK$163,871
baseline
▲ 0.50% · 4.625%
HK$173,842
+HK$9,971/mo
Deposit HK$22.54M · loan HK$33.81M · min. income ≈ HK$327,742/mo (50% DSR)
Upfront cash ≈ HK$24.94M (deposit + AVD stamp duty HK$2,395,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,547
−HK$9,268/mo
▼ 0.25% · 3.875%
HK$176,148
−HK$4,667/mo
Today · 4.125%
HK$180,815
baseline
▲ 0.50% · 4.625%
HK$190,346
+HK$9,531/mo
Deposit HK$22.54M · loan HK$33.81M · min. income ≈ HK$361,630/mo (50% DSR)
Upfront cash ≈ HK$24.94M (deposit + AVD stamp duty HK$2,395,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,901
−HK$11,282/mo
▼ 0.25% · 3.875%
HK$185,497
−HK$5,686/mo
Today · 4.125%
HK$191,183
baseline
▲ 0.50% · 4.625%
HK$202,816
+HK$11,633/mo
Deposit HK$16.91M · loan HK$39.45M · min. income ≈ HK$382,366/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$2,395,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,138
−HK$10,813/mo
▼ 0.25% · 3.875%
HK$205,506
−HK$5,445/mo
Today · 4.125%
HK$210,951
baseline
▲ 0.50% · 4.625%
HK$222,071
+HK$11,120/mo
Deposit HK$16.91M · loan HK$39.45M · min. income ≈ HK$421,902/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$2,395,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,302
−HK$14,504/mo
▼ 0.25% · 3.875%
HK$238,497
−HK$7,309/mo
Today · 4.125%
HK$245,806
baseline
▲ 0.50% · 4.625%
HK$260,763
+HK$14,957/mo
Deposit HK$5.64M · loan HK$50.72M · min. income ≈ HK$491,612/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,395,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,321
−HK$13,902/mo
▼ 0.25% · 3.875%
HK$264,222
−HK$7,001/mo
Today · 4.125%
HK$271,223
baseline
▲ 0.50% · 4.625%
HK$285,520
+HK$14,297/mo
Deposit HK$5.64M · loan HK$50.72M · min. income ≈ HK$542,446/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$2,395,034 · Scale 2, in force from 26 Feb 2026)