LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,851
−HK$806/mo
▼ 0.25% · 3.875%
HK$13,250
−HK$407/mo
Today · 4.125%
HK$13,657
baseline
▲ 0.50% · 4.625%
HK$14,488
+HK$831/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$27,314/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$126,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,296
−HK$773/mo
▼ 0.25% · 3.875%
HK$14,680
−HK$389/mo
Today · 4.125%
HK$15,069
baseline
▲ 0.50% · 4.625%
HK$15,863
+HK$794/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$30,138/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$126,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,421
−HK$967/mo
▼ 0.25% · 3.875%
HK$15,901
−HK$487/mo
Today · 4.125%
HK$16,388
baseline
▲ 0.50% · 4.625%
HK$17,385
+HK$997/mo
Deposit HK$2.25M · loan HK$3.38M · min. income ≈ HK$32,776/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,156
−HK$926/mo
▼ 0.25% · 3.875%
HK$17,616
−HK$466/mo
Today · 4.125%
HK$18,082
baseline
▲ 0.50% · 4.625%
HK$19,036
+HK$954/mo
Deposit HK$2.25M · loan HK$3.38M · min. income ≈ HK$36,164/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$126,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,991
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,551
−HK$568/mo
Today · 4.125%
HK$19,119
baseline
▲ 0.50% · 4.625%
HK$20,283
+HK$1,164/mo
Deposit HK$1.69M · loan HK$3.94M · min. income ≈ HK$38,238/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$126,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,015
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,552
−HK$544/mo
Today · 4.125%
HK$21,096
baseline
▲ 0.50% · 4.625%
HK$22,208
+HK$1,112/mo
Deposit HK$1.69M · loan HK$3.94M · min. income ≈ HK$42,192/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$126,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,131
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,851
−HK$731/mo
Today · 4.125%
HK$24,582
baseline
▲ 0.50% · 4.625%
HK$26,078
+HK$1,496/mo
Deposit HK$564K · loan HK$5.07M · min. income ≈ HK$49,164/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$126,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,733
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,423
−HK$701/mo
Today · 4.125%
HK$27,124
baseline
▲ 0.50% · 4.625%
HK$28,553
+HK$1,429/mo
Deposit HK$564K · loan HK$5.07M · min. income ≈ HK$54,248/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$126,803 · Scale 2, in force from 26 Feb 2026)